Author: administración

Key PointsHoward unenrolled 502 incoming freshmen on July 22 (roughly one in five of its incoming class) for missing a July 10 deadline, three weeks before classes start. However, many families said this was done in error, and started providing receipts.More than 200 have since been readmitted, a roughly 40% reversal of Howard’s own decisions. About 300 students are still out. Howard University unenrolled 502 incoming freshmen on July 22, weeks before move-in. It has since readmitted more than 200 of them — a roughly 40% reversal of its own decisions. That number alone tells you the university got this…

by AshleyDave Ramsey advises a caller to dump her boyfriend. Image source: Dave Ramsey Show, via YouTube.com.While I’m not the regular Ramsey-listener that I used to be, I do sometimes see his stuff pop up on my social media and, occasionally, a headline will grab my attention enough to make me click to see more.A 26-year-old nurse with $90,000 in student loans called into The Ramsey Show. Her boyfriend makes $250,000 a year, but he refuses to propose until she is completely debt-free.Dave’s response was blunt:“If you were my daughter, do you know what I would tell you? Dump him……

There’s no reason for a student checking account to charge monthly fees. There are plenty of options to get a free college student bank account with all the perks you’d expect from a full-service account.Being a student doesn’t mean you have to go without the conveniences of a checking account because you believe fees will eat up all of your money. Banks are well aware that students often don’t have a lot of income or savings. They create checking accounts tailor-made for small balances and features students want.And they’re playing the long game: While small student checking accounts aren’t money-makers,…

Key PointsThe Senate HELP Committee advanced a bill designed to block the Education Department from transferring four offices (special education, postsecondary, elementary and secondary, and Indian education) to other federal agencies.The bill leaves out the Office for Civil Rights and Federal Student Aid, meaning student loans and civil rights enforcement could still be moved.HELP Chairman Bill Cassidy opposes the bill and the House is moving 10 bills in the opposite direction, so S. 5046 faces long odds at 60 votes even with three Republican backers. A bipartisan group of senators is moving to block at least some of the Trump…

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. July 31, 2026 Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations For release at 10:00 a.m. EDT The Federal Reserve Board on Friday requested comment on a proposal to modernize rules for mutual banking organizations. These institutions are owned by depositors rather than shareholders, and more than 90 percent have less than $3 billion in total assets. The Board assumed regulatory and supervisory authority over mutual…

Key PointsAn MPN is a legally binding promise to repay your federal student loans, and one MPN can cover up to 10 years of borrowing.The MPN does not lock in a specific repayment plan. It locks in your obligation to repay under whatever the Higher Education Act says at the time.Moving loan servicing or collections to the Treasury Department does not void your MPN. The federal government still owns the debt. Every federal student loan borrower signs a Master Promissory Note (MPN), spends about four minutes on it, and never looks at it again. With all the student loan changes,…

On 20 July 1969, about five minutes into the powered descent to the lunar surface, Neil Armstrong and Buzz Aldrin heard an alarm they had never trained for. The Apollo Guidance Computer, or AGC, flashed a “1202” program alarm, then a “1201”. In Houston, 26-year-old guidance officer Steve Bales had roughly fifteen seconds to decide whether to abort a mission that had left Earth four days earlier. He called “Go”. The computer was not broken. It was doing exactly what its designers had built it to do: shed low-priority work and keep flying. That moment is the answer to how…

Quick SummaryNew personal finance app from X (formerly Twitter) High Savings Annual Percentage Yield (APY) of up to 6% Earn 3% cash back rewards on eligible debit purchases Send money to other X users free of charge GET STARTED ProsExcellent savings APYEarn 3% unlimited cash back rewardsNo foreign transaction fees ConsInvite-only access Best features require X Premium+Very new, untested platform X Money is a personal finance app available on an invite-only basis to eligible Premium X users. It combines high-yield savings, peer-to-peer payments, a Visa debit card, early direct deposit, and everyday banking features into your X account. Wondering if X Money is worth…

Have you ever used a tool at work that you didn’t fully understand, but used anyway because everyone else was? That’s one of the biggest threats with AI in medicine right now. For a while, the conversation about AI and patient safety was mostly hypothetical. What might go wrong someday. What we should probably watch for eventually. That changed in March 2026. ECRI, a nonprofit patient safety organization, released its annual report with the Institute for Safe Medication Practices. They ranked the ten biggest threats to safe care in the U.S. this year. Above rural hospital closures. Above the return…

Student loan refinance rates have held continued to hold as the Fed has held interest rates steady. As of July 30, 2026, student loan refinance lenders are offering fixed rates as low as 3.698 APR and variable rates starting as low as 3.63% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering both the lowest variable rate loans starting at 3.63% APR and LendKey and Credible are tied for the lowest fixed rate loans starting at 3.98% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars…