Author: administración
Certificates of deposit (CDs) have seen rates rising even more, despite major banks lowering the rates on theri savings accounts. As of August 5, 2026, the best 12-month CD rates reach up to 4.40% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.68%, according to the FDIC. Over the last several weeks, rates have been rising slightly.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are the best CD rates available today.💰 Today’s Best 12-Month CD…
Rice University just moved its free-tuition income line from $140,000 to $200,000. This is a $60,000 jump that pulls a large slice of middle- and upper-middle-income families into an aid program they likely assumed they made too much money to qualify for. It also puts Rice near the top of the short list of tuition-free colleges whose income thresholds now reach well into six figures.Driving the news: Rice announced the expansion on August 3, effective for students entering in fall 2027. Families earning $100,000 to $200,000 get free tuition. Families under $100,000 get tuition, mandatory fees, and room and board…
The answer is a calico cat called Tama, and the mechanism was a job title. On 5 January 2007 the Wakayama Electric Railway installed her as stationmaster of Kishi Station, the unstaffed terminus of the 14.3-kilometre Kishigawa Line in Kinokawa, Wakayama Prefecture. She wore a custom cap that had taken more than six months to make, was paid in cat food, and became the most consequential hire in the company’s history. Ridership at Kishi rose 17 per cent in her first month against the same month a year earlier, and an economist’s estimate credited her with roughly 1.1 billion yen…
Short-term investing has a different job than long-term investing. It isn’t there to compound for 30 years. It’s there to be worth what you put in, plus a little, on the exact day you need it.That distinction matters more in 2026 than it did two years ago. Cash yields peaked in 2023-2024, and today, the top online savings accounts pay around 4.15% APY. Treasury bills yield somewhere in the 3.6% to 3.9% range depending on the term.You can still earn a real return above the 3.5% annual inflation rate — but the margin is thin, and the gap between a…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. August 04, 2026 Federal Reserve Board announces approval of the application by Coastal Bend Bancshares, Inc. For release at 4:30 p.m. EDT The Federal Reserve Board on Tuesday announced its approval of the application by Coastal Bend Bancshares, Inc., of Corpus Christi, Texas, to acquire First National Bank in Port Lavaca, of Port Lavaca, Texas. For media inquiries, please email [email protected] or call (202) 452-2955. Last Update: August 04, 2026
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. August 04, 2026 Federal Reserve Board announces approval of the application by FS Bancorp, Inc. For release at 4:30 p.m. EDT The Federal Reserve Board on Tuesday announced its approval of the application by FS Bancorp, Inc., of Mountlake Terrace, Washington, to merge with Pacific West Bancorp, and thereby indirectly acquire Pacific West Bank, both of West Linn, Oregon. For media inquiries, please email [email protected] or call (202) 452-2955. Last Update: August 04,…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. August 04, 2026 Federal Reserve Board announces approval of the application by Banco Santander, S.A. and Santander Holdings USA, Inc. For release at 4:30 p.m. EDT The Federal Reserve Board on Tuesday announced its approval of the application by Banco Santander, S.A., of Madrid, Spain, and Santander Holdings USA, Inc., of Boston, Massachusetts, to acquire Webster Financial Corporation, and thereby indirectly acquire Webster Bank, National Association, both of Stamford, Connecticut. For media inquiries, please…
A bipartisan group of six senators has introduced the Merit-Based Educational Reforms and Institutional Transparency Act (MERIT Act), which would use college accreditation as the lever to end admissions preferences for the children of alumni and donors.Sponsors are Todd Young (R-Ind.), Tim Kaine (D-Va.), Tim Scott (R-S.C.), Raphael Warnock (D-Ga.), John Kennedy (R-La.), and Andy Kim (D-N.J.).This is the second time this bill has been floated in an effort to end legacy admissions.Why it matters: Accreditation is what makes a college eligible for federal student aid. Routing a legacy ban through accreditation standards reaches private colleges that state laws mostly…
Education Secretary Linda McMahon sent a letter (PDF File) to university presidents and governing boards on August 3, asking every postsecondary institution in the country to publish a public statement of its commitments to teaching, research, and national service before the end of 2026. The statements, she wrote, should be “posted prominently on institutional websites.” The request reaches essentially every school that touches Title IV federal student aid.The letter frames the ask around the nation’s 250th anniversary and tells schools to detail both reforms already adopted and reforms still planned. It arrives during a stretch of unusually direct federal pressure on…
Student loan rates have are getting even more competitive as peak back to school season starts. As of August 4, 2026, private student loan lenders are offering fixed rates as low as 2.09% APR and variable rates starting as low as 3.03% APR, depending on credit profile, degree program, and repayment term. College Ave and Sallie Mae currently offer the lowest fixed rate loan available. Student Choice is currently offering the lowest variable rate student loan available.While federal student loan rates are set annually by Congress, private lenders continue to adjust based on market conditions and Treasury yields. Staying current on…