Author: administración

Psy is still galloping across YouTube, and the number beneath Gangnam Style has now passed six billion. The music video crossed the threshold on July 17, 2026, two days after the fourteenth anniversary of its release, according to Psy’s agency P Nation. It is the first K-pop music video to reach the mark. Spread evenly across the video’s lifetime, six billion views works out to roughly 1.17 million plays every day for fourteen years. Counting upward once per second, without stopping to sleep, would take more than 190 years to reach the same number. The milestone is not simply an…

A phone can display 15 percent while its lithium-ion cell is already approaching the voltage at which the device must shut down. The percentage is not a direct reading from the battery chemistry; it is an estimate that can remain convincing until fresh evidence forces the system to correct it. A small fuel-gauge circuit sits between the cell and the operating system. Devices such as Texas Instruments’ BQ27Z561 simultaneously measure current and voltage, monitor temperature, and calculate values such as remaining capacity and state of charge. The calculation is not identical in every phone. Battery chemistry, gauge hardware, manufacturer configuration,…

Key PointsA federal judge ruled that a five-word phrase in OMB regulations does not let agencies cancel grants because an administration’s priorities changed after the award was made.The decision protects more than $5.39 billion across at least 1,180 active grants held by 20 states, D.C., and three governors who sued the Trump administration.The ruling is declaratory only. It does not restore grants already terminated, and two other counts in the case are still pending. Federal agencies cannot terminate grants simply because a new administration decides the money no longer matches its priorities, a federal judge ruled Friday.U.S. District Judge Indira…

Dollar-cost averaging is a simple but effective strategy for addressing stock market volatility. Instead of trying to time the market with a large lump-sum investment, it invests smaller amounts at regular intervals.Sometimes, dollar-cost averaging works better than lump-sum investing. Sometimes lump-sum investing works better.Learn when each option works best. Table of Contents What Is Dollar-Cost Averaging?Sometimes, Dollar-Cost Averaging Is Just Timing the Market When Does Dollar-Cost Averaging Work Well? What About Lump Sum Investing?So Lump Sum Vs Dollar Cost Averaging: Which Is Best For You? What Is Dollar-Cost Averaging?Dollar-cost averaging involves periodically investing a series of equal amounts at regular…

by HopeIt’s been 20 years, almost to the day, since I left the corporate world. And while I’ve forayed back into it a couple of brief stints, freelancing and contract work has paid my bills for most of the last two decades.Since mom died, I am back at job seeking full time. And I’m averaging 2-3 interviews per week, and have picked up 3 new contracts over the last couple of weeks. Yeah! I’m also actively seeking full time roles in Austin and Atlanta.Upwork application status for the last month Overall, my hunt has been much more successful, much more quickly…

High-yield savings account rates have dropped heading into July, with many of the popular top options seeing large cuts last week, with one major exception – the market leader EverBankAs of July 20, 2026, some online banks are still offering interest rates up to 4.15% APY. This is still much better than the average of 0.38% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today…

Senator Elizabeth Warren pressed Deputy Treasury Secretary nominee Francis Brooke at a Senate Finance Committee hearing over whether the Treasury Department will resume garnishing Social Security benefits for seniors with defaulted student loans. In the exchange, Brooke could not say how many borrowers are in default and declined to commit to keeping the current pause on Social Security offsets in place. Would you like to save this?We’ll email this article to you, so you can come back to it later! I agree to be sent email. Why It MattersTreasury now manages the defaulted federal student loan portfolio after the Trump administration…

Most physician investors start the same way. A duplex. A fourplex. Maybe a single-family rental in a good school district. It feels manageable, the numbers make sense, and honestly it’s kind of exciting to finally put some of that W2 income to work. And for a while, it works really well. Then at some point, something shifts. Capital gets tied up. Finding the next deal takes longer. Management starts taking more time than you expected. And the math, the whole reason you got into this, stops moving the needle fast enough to feel worth it. This is the ceiling almost…

I just recently finished listening to an audiobook, The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel. The Psychology of Money has great lessons about building wealth and learning the art of “enough.” I have to be honest. I decided to check it out because I like the topics of Psychology and Money, but I didn’t think I’d get a lot out of the book. I figured I already know quite a bit about money and psychology (each separately), so I probably would already know everything that was written in the book. That turned out…

Key PointsIRS data shows the student loan tax bomb has historically been tiny: the Joint Committee on Taxation estimated it collected only about $6 million per year.The tax bomb was paused from 2020 through 2025, but now student loan debt cancelled under income-driven repayment is taxable again. The student loan tax bomb is back. Since the American Rescue Plan’s tax exemption for forgiven student debt expired on December 31, 2025, borrowers who reach forgiveness under income-driven repayment (IDR) plans once again face a potential federal income tax bill on the canceled balance.But here’s the question almost nobody asks: how much…