Author: administración
Every year, families fill out the Free Application for Federal Student Aid (FAFSA) to determine eligibility for need-based financial aid. A key part of that process is reporting the current net worth of family assets, which includes bank accounts, real estate, and other investments. With the OBBBA changes, families no longer have to report the value of small businesses and family farms.The date that matters for calculating the value is the day the FAFSA is submitted. If you’re filling out the FAFSA on October 10, for example, you must report the balances and values of assets as they appear on…
Two-thirds of American high school students say the adults at their school put “a lot of emphasis” on attending a four-year college, while far fewer hear the same push toward community college, apprenticeships, work, or the military, according to a new RAND Corporation report on career-connected learning in K-12 schools. The survey of 626 public high school students found that 66% reported heavy emphasis on a four-year college or university. For families weighing whether college is worth the investment the study confirms what many suspect: the default advice inside most high schools still points in one direction. The report paired…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. September 04, 2026 Federal Reserve Board announces termination of enforcement actions with United Texas Bank, Quontic Bank Acquisition Corp., and Quontic Bank Holdings Corp. For release at 11:00 a.m. EDT The Federal Reserve Board on Friday announced the termination of the enforcement actions listed below: United Texas Bank, Dallas, Texas Cease and Desist Order dated August 29, 2024 (PDF) Terminated September 2, 2026 Quontic Bank Acquisition Corp., Astoria, New York, and Quontic Bank…
A new NBER working paper finds that Tennessee Promise, the nation’s first statewide free community college program, increased college enrollment, boosted degree completion, raised early-career earnings, and generated enough new tax revenue to more than cover its cost. The researchers estimate the program’s marginal value of public funds is infinite, meaning every public dollar spent produced positive benefits at no net cost to the government. The study, from economists at the University of Tennessee, Saint Mary’s College of California, and the Tennessee Office of Evidence and Impact, tracks the program from its 2009 single-county pilot in Knox County through statewide…
Personal finance platform gives you maximum control over your moneySupports automatic syncing to Google Sheets or Microsoft ExcelApp Store lets you customize your experience Offers a 14-day free trialLive spreadsheet syncingRobust retirement planning toolsDeveloper APINo ongoing free planMay be too much for casual budgetersNewer, less established platform Tablewealth is a personal finance platform that lets you connect your financial accounts and analyze the data through its app, spreadsheets, and other custom tools. It can track everything from bank transactions and investment holdings to real estate and private investment holdings. In this review, I’ll cover its main features to help you decide…
Picture this… Your notes are done before you leave the building because an AI tool handled most of the charting. Two hours you used to lose, gone. So where did those two hours go? For a lot of doctors, the answer is that they went right back into the schedule. More patients, same pay. A report published at the end of August put that exact question in front of physicians, and the answers are all over the place. Let’s talk about it. Disclaimer: While these are general suggestions, it’s important to conduct thorough research and due diligence when selecting AI…
The Student Aid Index (SAI) is the key metric that colleges use to calculate your financial need as a relates to providing financial aid packages.The Student Aid Index (SAI) replaced the Expected Family Contribution (EFC) when calculating financial aid needs for families paying for college. This is the key formula that can help unlock scholarships, grants, federal student loans and other financial aid.Both are calculated through formulas with information derived from the FAFSA form. The big reason behind the change is to create a better reflection on the true cost of colleges.The formula is simple: cost of attendance (COA) minus…
EarnestEarnest Loans are made by Earnest Operations LLC. Earnest Operations LLC, NMLS #1204917. 300 Frank H. Ogawa Plaza, Suite 340, Oakland 94612. California Financing Law License 6054788. Visit www.earnest.com/licenses for a full list of licensed states. For California residents: Loans will be arranged or made pursuant to a California Financing Law License.Earnest loans are serviced by Earnest Operations LLC with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770). Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by agencies of the United States of America.These examples provide estimates based on payments…
The Treasury Department and IRS released proposed regulations that would deny 501(c)(3) tax-exempt status to any private school that “adopts, maintains, or enforces” a policy discriminating on the basis of race, color, or national or ethnic origin, including policies designed to benefit minority students. The proposed rule focuses on admissions, scholarships, student loans, athletics, and every other school-administered program. The agencies estimate it could affect as many as 18,000 private schools and roughly 750,000 students who may qualify for race-based scholarships. This is happening as the Trump Administration is pushing back against race-conscious education policy. “Schools rebranding race-based preferences as…
Most credit-building advice is written for people who need help with bad credit. If you’re 17, 19, or 22, that’s probably not your problem. Your problem is that you most likely don’t have any credit history: either no file at the bureaus, or a file too thin for a lender to read, both of which are normal for your age. That matters because to generate a FICO score, your credit report needs at least one account that has been open six months or more, and at least one account reported to a bureau within the past six months. Miss any…