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Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of February 25, 2026,…

Key PointsFederal research cuts and rising costs are squeezing graduate education. Asian and EU countries are stepping up recruitment of U.S. graduate students and researchers.Research strength underpins national…

Key PointsMoving Education Department programs to other agencies doesn’t shrink government – it simply shifts the bureaucracy to a different office.Splitting oversight across agencies risks more confusion,…