Author: administración

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. July 30, 2026 Federal Reserve Board issues enforcement actions with former employee of Regions Bank and former employee of First Interstate Bank For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced the execution of the following enforcement actions listed below: Consent prohibition order against Simon Alberto Gonzalez Former employee of Regions Bank, Birmingham, Alabama Misappropriation of customer funds Consent prohibition order against Ralph A. Mojica Former employee of First…

Texas public colleges may immediately weigh Classic Learning Test scores when evaluating certain applicants, Texas Commissioner of Higher Education Wynn Rosser told chancellors and presidents in a July 23 memo (PDF File). The CLT is an alternative to the SAT and ACT built around longer reading passages from authors ranging from Plato to C.S. Lewis, and it now sits alongside the two dominant exams as an option Texas institutions can consider.Texas is the second-largest public higher education system in the country, so a green light there meaningfully expands the CLT’s footprint at a moment when colleges are reinstating testing requirements across the…

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. July 30, 2026 Federal Reserve Board issues enforcement action with Iuka Bancshares, Inc. and The Iuka State Bank For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced the execution of the following enforcement action listed below: Iuka Bancshares, Inc., Salem, Illinois and The Iuka State Bank, Salem, Illinois Written Agreement dated July 15, 2026 Additional enforcement actions can be searched for here. For media inquiries, please email [email protected] or…

Here is a thing that trips people up almost every time it comes up in conversation: deleting a file in Windows does not necessarily erase its contents immediately. Sending it to the Recycle Bin is only a reversible holding step. Emptying the bin or pressing Shift+Delete removes the file from normal view and releases its storage allocation, but what happens to the underlying data depends heavily on whether the drive is a mechanical hard disk or an SSD. On a traditional hard drive, the magnetic data usually remains where it was until Windows eventually writes something else over the same…

Forget a password manager’s account password and support may give you an answer that feels absurd: it cannot simply send a normal reset link and restore the old vault. That can still be true when no recovery route was established beforehand, but it is no longer universal. Bitwarden says it cannot retrieve or reset a forgotten master password, while 1Password now offers recovery codes for individual and family accounts. The important distinction is not whether recovery exists. It is who possessed the recovery secret before access was lost. When you save a login to 1Password, Bitwarden, or LastPass, the software…

For the past several years, borrowers with defaulted federal student loans have had an unusual amount of breathing room. The Department of Education paused the Treasury Offset Program in January 2026, which meant tax refunds were off the table as a collection tool for the entire 2026 filing season.That window is closing. The Department has said involuntary collections restart once its new repayment system is in place, and the pieces are now falling into place — the Repayment Assistance Plan launched July 1, 2026, and borrowers pushed off SAVE were given 90 days from that date to choose something new.Our…

Key PointsPublic Service Loan Forgiveness (PSLF) remains one of the most misunderstood federal student loan programs, and errors can derail years of progress.Choosing the right repayment plan, submitting employer certifications, and staying current on processing updates are non-negotiable for borrowers seeking PSLF.Changes to repayment plans in 2026 make right now a critical time to review eligibility and act accordingly. The Public Service Loan Forgiveness program offers one of the most powerful federal benefits for student loan borrowers working in government and nonprofit roles. Over 1 million borrowers have received loan forgiveness via the program, and about 100,000 to 200,000 are…

Certificates of deposit (CDs) have seen rates rising even more, despite major banks lowering the rates on theri savings accounts. As of July 29, 2026, the best 12-month CD rates reach up to 4.15% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.68%, according to the FDIC. Over the last several weeks, rates have been rising slightly.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are the best CD rates available today.💰 Today’s Best 12-Month CD…

The Department of Education’s Office of Inspector General has put hard numbers on the Trump administration’s push to dismantle the agency, and the findings for Federal Student Aid are stark: entire sub-offices responsible for overseeing loan servicers and certifying schools for federal aid were left with no employees at all.The report lands as the Department reverses course. FSA is now hiring roughly 380 workers back and held a two-day hiring fair in Washington, D.C. on July 21 and 22 to fill more than 100 open roles.The flash report covers changes to ED’s staffing, operations, contracts, and grants between January 20…

If you have flown in the last decade, you know the ritual: switch your phone to airplane mode before takeoff. The instruction often arrives wrapped in an implied disaster scenario, as though one cellular transmission from seat 14C might confuse the instruments keeping the aircraft in the sky. That explanation is too dramatic, but replacing it with a story about buzzing 1990s speakers is not much more accurate. Airplane mode sits at the intersection of two regulatory histories, one concerned with aircraft electronics and the other with cellular networks on the ground. The aviation side is older than the mobile…