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Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of February 25, 2026, the best 12-month CD rates reach up to 4.05% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.55%, according to the FDIC. However, over the last week we saw several major banks drop their 12-month CD rate.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are the best…

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Key PointsPresident Donald Trump announced a proposal to create a new retirement savings plan modeled on the federal government’s Thrift Savings Plan, offering up to a $1,000 annual government match.Roughly 40 million to 56 million private-sector workers lack access to an employer-sponsored retirement plan, according to estimates from the Economic Innovation Group and AARP.The proposal appears to build on the “Savers Match” created under the 2022 Secure 2.0 law, though the White House has not yet released a formal plan. During his State of the Union address Tuesday night, President Trump previewed what could become one of the most consequential…

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Key PointsFederal research cuts and rising costs are squeezing graduate education. Asian and EU countries are stepping up recruitment of U.S. graduate students and researchers.Research strength underpins national security and economic innovation – but the rewards don’t typically materialize for years. The United States has long been the world’s premier destination for graduate education and research in science, engineering and medicine. American universities dominate global rankings, and federal agencies (including the National Science Foundation, the National Institutes of Health, and the Department of Defense) fund research that powers industries and strengthens national defense.But a confluence of research grant elimination, changes to…

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Our free 529 plan and college savings calculator will help you see the growth of your college savings investments based on the rate of return you select. If you don’t know where to start, check out our 529 plan by age guide.You can adjust the child’s age and monthly contribution, along with the rate of return, to get the estimated total value of your future 529 college savings plan. 529 Plan Calculator Child’s Age: for (var i = 0; i <= 18; i++) { document.write('’ + i + ”); } Current College Savings ($): Monthly Contribution ($): Rate of Return…

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We may earn a commission from links on this page.Deal pricing and availability subject to change after time of publication.If your car doesn’t come with Apple CarPlay or Android Auto — or you’re stuck using a wired connection — this 7″ Wireless Car Display is an easy and affordable upgrade. Right now, it’s on sale for $64.99 (regularly $139.99), making it one of the cheapest ways to modernize your dashboard without replacing your head unit. This portable display mounts directly to your windshield or dashboard and connects wirelessly to your smartphone, giving you instant access to navigation, music, calls, and…

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If the Start menu in Windows feels massive to you, you’re not alone. Microsoft recently made it even larger by integrating access to connected phones directly into Start. If you’re among those who would prefer something more compact, you’re in luck. This guide walks you through the steps of shrinking down your Start menu. Reduce the Start Menu Size Using Built-in Options By default, the current Start menu in Windows 11 features a Recommendations section that takes up quite a bit of space. Fortunately, you can remove this from view easily using built-in settings. At the same time, you can…

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