Author: administración
Key Points A coalition of 89 groups, including the AFL-CIO, AFT, and NAACP, asked four congressional committees to hold an emergency hearing on student loan servicing failures. The letter cites wrong payment amounts, false past-due notices, and lost PSLF credit since the July 1 repayment overhaul. The Education Department defended the changes as “historic reforms to simplify repayment.” A coalition of 89 advocacy groups, unions, and nonprofits is asking Congress to convene an emergency hearing on the student loan system, citing servicing errors and confusion that have followed the repayment overhaul that took effect July 1. The letter (PDF File),…
Abe Student LoansBefore applying for a private student loan, DR Bank and Monogram LLC recommend exhausting all financial aid alternatives including grants, scholarships, and federal student loans.The Abe® student loan is made by DR Bank, Member FDIC (“Lender”). All loans are subject to individual approval and adherence to Lender’s underwriting guidelines. Program restrictions and other terms and conditions apply. LENDER AND MONOGRAM LLC EACH RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. TERMS, CONDITIONS AND RATES ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.* In order to estimate your available rates and…
The 2027-28 FAFSA launches for everyone by October 1, 2026, and the beta version is already open. Parents working through the FAFSA step by step are reaching the signature page without ever seeing a question about savings, investments, or 529 plans. That’s on purpose. Nothing is missing and your application is not incomplete. Federal law says the Education Department “shall not use asset information” from families who meet one of three tests. A skipped section is not one of the FAFSA mistakes that cost families aid. Why The FAFSA Skips The Asset Questions The exemption comes from the FAFSA Simplification…
Type bbc.com and press Enter. On a fresh HTTPS connection, the screen can remain blank while the browser resolves the name, establishes a transport connection, negotiates encryption keys, checks a certificate and sends its first request. These are several distinct network exchanges, not a fixed dozen handshakes, and modern protocols can combine or skip many of them. The timing is equally variable. A nearby server, warm DNS cache and reused connection can return a first byte in well under 200 milliseconds, while a cold connection to a distant server can take several times longer. The machinery stays invisible either way.…
Reps. Bill Foster (D-IL) and Brian Fitzpatrick (R-PA) introduced the Public Service Loan Forgiveness Inclusion Act of 2026, which would update what counts as a qualifying payment under Public Service Loan Forgiveness in two ways: it would let payments under graduated, extended, and the new tiered standard plans count during a borrower’s first 60 months, and it would treat months spent in administrative forbearance as qualifying payments for borrowers working in public service. It was referred to the House Committee on Education and Workforce the same day it was introduced, with nine cosponsors. This first provision is a win for…
If you’re sitting on a large cash balance waiting for something specific, a home purchase, a practice buy-in, a syndication that hasn’t called capital yet, you have a decision to make that most people never actually make. They just leave it wherever it landed. The cost of that is real but modest. Two hundred thousand dollars in a checking account earning close to nothing, versus roughly 4 percent, is about $8,000 a year. The cost of the opposite mistake is much larger, and it’s the one worth more attention. Disclaimer: This article is for informational and educational purposes only and…
High-yield savings account rates have started to rise slightly, even at large banks, in the wake of the Federal Reserve rate increase last week.As of September 21, 2026, some online banks are still offering interest rates up to 4.15% APY. This is still much better than the average of 0.38% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today — and what you should know…
Key Points Starting January 1, 2028, each California community college district can offer between 2 to 12 new bachelor’s degree programs, and existing programs don’t count toward that limit. A district’s limit depends on its students’ three-year completion and transfer rates. Districts are sorted into five tiers, and those with stronger outcomes get more programs. Colleges can now offer a degree similar to one at a nearby Cal State campus if that Cal State program accepts fewer than 75% of transfer applicants for three consecutive years. Gov. Gavin Newsom signed Senate Bill 960 and Assembly Bill 2694 on September 18,…
Key Points Trump Accounts belong to the child, so the FAFSA treats them as a student asset assessed at up to 20%, the same rate as a UGMA or UTMA custodial account. A parent-owned 529 plan is assessed at a maximum of 5.64%, so every $10,000 saved in a Trump Account instead of a 529 “costs” roughly $1,436 more in financial aid eligibility. Withdrawals after age 18 are taxable income to the student, which the FAFSA considers the student’s income. More than 4 million children now have a Trump Account, and general contributions opened on July 4, 2026, according to…
Do you want to learn how to make money while taking care of a baby? Maybe you want to stay home with your baby, but your family still needs another income. Or, perhaps you are on maternity leave and want to make extra money to help with diapers, formula, medical bills, and everything else that… Do you want to learn how to make money while taking care of a baby? Maybe you want to stay home with your baby, but your family still needs another income. Or, perhaps you are on maternity leave and want to make extra money to…