Author: administración

According to American Economist, Burton Malkiel, “The surest way to find an actively managed fund that will have top-quartile returns is to look for a fund that has bottom-quartile expenses.” Malkiel, author of A Random Walk Down Wall Street and chief investment officer of Wealthfront, is known for his strong sentiments against paying for investment fees. While his advice may be nothing new, his research shows active fund managers rarely outperform benchmark indexes and charge higher fees than low-cost index funds. The combination of underperformance and higher fees erodes returns over time.Malkiel is especially focused on the expense ratio, which is the cost…

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The U.S. Department of Education, with the Department of Treasury, plans to resume administrative wage garnishment on defaulted federal student loans this fall, restarting involuntary collections after a months-long pause announced earlier in 2026.The timing will likely reflect the end of the period of time for borrowers to select a new repayment plan. While specific details have not been announced, multiple members of the administration have pointed to getting borrowers back into repayment on their loans. Would you like to save this?We’ll email this article to you, so you can come back to it later! I agree to be sent…

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