Author: administración

Certificates of deposit (CDs) have seen rates rising, despite major banks lowering the rates on theri savings accounts. As of June 3, 2026, the best 12-month CD rates reach up to 4.10% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.55%, according to the FDIC. Over the last several weeks, rates have held basically steady.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are the best CD rates available today.💰 Today’s Best 12-Month CD Rates At a…

Read More

Quick SummaryFree investing app offering stocks, ETFs, options, futures, prediction markets, and crypto tradingAdvanced tools now include 80+ indicators and advanced options simulatorsPremium features include margin and after-hours tradingRobinhood Gold membership unlocks powerful tools, data, and features.Now offers an IRA with a 1% match for every dollar you contribute OPEN AN ACCOUNT ProsCommission-free stock, ETF, and options tradingAccess to margin accountsOffers retirement accounts and managed portfoliosConsLimited customer support options availableDoesn’t offer mutual funds or bonds Robinhood has become a dominant force in the investing industry, offering commission-free trades and the ability to trade stocks, ETFs, options, cryptocurrency, and more.It’s also…

Read More

When it comes to investing, picking the right trading app can make a big difference. Not only will a smooth user experience with all the features you seek streamline your investment process, but also minimal fees can help make the most of your potential profits. Some popular investment apps today include Robinhood, moomoo, and Webull. But the right one varies based on your preferences and needs. In partnership with moomoo, let’s explore each to give you a better idea of which option might be the best fit for you.If you’re curious about getting started with moomoo, open and fund an account here.Robinhood…

Read More

Investors are always looking for the best stock research tools to help give them a leg-up in finding trades.Investing in stocks can be straightforward, and easy. With limited knowledge, you can be a successful investor by investing in index funds or use a robo-advisor. However, some people want to invest at least a portion of their portfolio in individual stocks, for different reasons. Whatever your reason, investing in individual stocks requires that you do some research. We’ve identified the best stock research tools so that you can invest with confidence backed by knowledge.Investing BlogsInvesting blogs can be a great source of inspiration,…

Read More

Key PointsRoughly 7 million SAVE Plan borrowers will start receiving 90-day notices from their loan servicers starting July 1, 2026, forcing them to choose a new repayment plan within 90 days.Borrowers who fail to select a new repayment plan will be auto-enrolled into either the Standard or Tiered Standard Plan.The Repayment Assistance Plan (RAP) and a new Tiered Standard Plan launch July 1, 2026, alongside existing plans such as IBR, PAYE, and ICR. The 7 million Americans still waiting in the SAVE Plan forbearance are about to have to make a choice. Starting July 1, 2026, federal loan servicers will…

Read More

I recently received a great comment on my post, Why All Rich People I Know Still Have Life Insurance. It was the last line that stood out. Here’s what Marc had to say. I had life insurance ($1M) through my employer back when I worked full time, but since I cut back to ~10 hours per week I no longer have it. My spouse still has hers through work (also $1M) for very cheap, but once she calls it quits in the next couple years we won’t carry any more life insurance. I’m not dogmatic about it like some of the…

Read More