Author: administración
I want to start with a question I hear a lot, usually from physicians in the middle of some kind of transition. “Are we actually okay financially?” Sometimes it comes up when someone is thinking about cutting back clinically. Sometimes it’s before a big career move. Sometimes it’s just a quiet anxiety that surfaces when the bank account looks lower than expected, or when a spouse mentions something about money and the conversation gets uncomfortable fast. What’s almost always underneath that question isn’t a math problem. It’s a visibility problem. One or both people in the household don’t have a…
High-yield savings account rates have held steady, with some banks even increasing their rates, to start June.As of June 1, 2026, some online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually limited by deposit size. This is still much better than the average of 0.38% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today — and what…
In a new filing, the company also clarified the nature of its multibillion-dollar deal with rival Anthropic.
On August 11, 1942, the U.S. Patent Office granted Patent No. 2,292,387 for a “Secret Communication System” to two inventors with unusual day jobs. One was the avant-garde composer George Antheil, who had once scored a ballet for synchronized player pianos. The other was Hedy Kiesler Markey, better known to American audiences as Hedy Lamarr, the MGM contract actress being marketed as “the most beautiful woman in the world.” The patent described a method for guiding a torpedo by radio without the signal being jammed. The transmitter and receiver would jump together across 88 different frequencies in a pattern set…
Living in San Francisco since 2001 is a surreal experience. I arrived a year after the dotcom bubble burst, and the city felt desolate, especially downtown where Credit Suisse was headquartered at 201 Howard Street. I was coming from New York City, which felt vibrant at all hours, including at 5:15 am when I’d walk from my studio at 45 Wall Street to Goldman’s equities office at 1 New York Plaza. (Still wondering whether stepping over the steam from those manhole covers was a great life choice.) San Francisco, the cheapest international city in the world, is tame by New…
In the spring of 1900, a crew of Symi sponge divers en route to fishing grounds off North Africa were forced to shelter from a storm off the island of Antikythera. A diver surfaced babbling about horses and corpses on the seabed 45 meters below. His crew had stumbled onto a Roman cargo ship that sank around 60 BCE, loaded with bronze statues, marble torsos, amphorae, and one shoebox-sized lump of corroded metal that nobody paid much attention to. That lump sat in the National Archaeological Museum in Athens for nearly fifty years before a British-born historian of science named…
West Texas Intermediate and Brent crude’s front month contracts both climbed a as hopes for a peace deal became clouded again.
Hampshire College and Anna Maria College have both announced plans to wind down, joining a a list of other colleges that have announced closures this year. Families committing tuition dollars now have a real interest in spotting financial trouble before it surfaces in a closure announcement.More than 30 New England colleges have closed or merged over the past decade, per the Boston Fed. Huron Consulting Group projects over a quarter of private, four-year schools could close or merge in the next ten years. Forbes’ new College Financial Grades report shows clear balance sheet stress at hundreds of institutions.With these sobering…
On the morning of November 15, 1988, a Soviet spacecraft named Buran lifted off from the Baikonur Cosmodrome in Kazakhstan, circled the Earth twice, and landed itself on a runway in a snowstorm with crosswinds. No pilot. No joystick input. No human aboard. The whole flight, from ignition to wheels-stop, ran on the orbiter’s own software. It was the only time Buran ever flew. Three years later, the country that built it dissolved. The orbiter sat in a hangar at Baikonur until the roof collapsed on it in 2002, crushing the only spacecraft that had ever flown a fully automated…
Borrowers hunting for the “lowest student loan rate” often grab their calculator, see a promising number and assume that’s what they’ll get.But here’s the truth: the rate you see online rarely reflects what you qualify for (except for Federal loans, which are basically guaranteed).Private student loan rates advertised can vary widely – often because of factors you can control (like credit score, cosigner, loan term, and more). But you only want to look at these private loan options after maxing your Federal loans.Paying for college is already challenging enough, but how do you find a lender? What should you think…