Author: administración
Student loan refinance rates have held steady throughout the first part of 2026 as the Fed has held interest rates steady. As of May 21, 2026, student loan refinance lenders are offering fixed rates as low as 3.95% APR and variable rates starting as low as 3.65% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering both the lowest variable rate loans starting at 3.65% APR and Earnest is offering the lowest fixed rate loans starting at 3.95% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of…
Key PointsThe College Investor’s “How Much Student Loan Debt Can You Afford” calculator allows students and parents to see the final cost of their student loan borrowing. Families can toggle between Federal, Parent PLUS, and private loan options to understand long-term repayment costs.The tool highlights the effect of interest, repayment terms, and in-school payments on monthly payments after graduation. Paying for college often means borrowing student loans, but families rarely get a clear picture of how much debt is reasonable before committing. The College Investor’s new interactive calculator, the How Much Student Loan Debt Can You Afford Calculator, aims to close…
Mental-health and financial pressures can strain even strong marriages.
President Trump’s push to shutter the U.S. Department of Education is colliding with reality: the Office of Federal Student Aid (FSA) is now scrambling to fill nearly 400 positions, just over a year after losing roughly half its staff in the 2025 reduction-in-force.According to reporting on internal documents obtained by NPR, FSA is adding around 380 new workers. The office sits at 731 full-time equivalent staff today (down from 1,440 before the current administration) and needs to hire an additional 334 FTEs to hit its target. Fifty-two new workers have already been onboarded since September. Would you like to save…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. May 21, 2026 Federal Reserve Board issues enforcement action with former employee of Commerce Bank For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced the execution of the enforcement actions listed below: Consent prohibition order against Nakia R. Logan Former employee of Commerce Bank, Kansas City, Missouri Fraudulent customer transactions For media inquiries, please email [email protected] or call 202-452-2955. Last Update: May 21, 2026
The U.S. Surgeon General has issued a formal advisory (PDF File) warning on the harms of screen use among children and schools are squarely in the spotlight, with recommendations to ban phones bell-to-bell and shift classrooms back to physical textbooks and handwritten work.The advisory championed by HHS Secretary Robert F. Kennedy Jr. is the most direct federal push yet to roll back classroom screen time. It frames screens as a public health concern requiring immediate action, invoking the precautionary principle: “action cannot wait until all evidence is available.”By The NumbersTeens average 4+ hours per day on screens while even toddlers…
E.l.f. Beauty says it will cut prices on some products, following tariff-related increases last year and concerns about the rising cost of gas.
JP Morgan Chase CEO warned of credit-market ‘cockroaches.’ But opaque AI loans and excessive leverage — ‘credit termites’ — are hollowing out the economy.
BOJ policymaker calls for rate hike, warns of war-led inflation overshoot
Harvard faculty approved a 20% cap on A grades in undergraduate courses, the College’s most aggressive move in decades to reverse grade inflation and reset what an “A” actually signals to students, employers, and graduate schools.Why It Matters: More than 60% of Harvard undergraduate grades in 2024-25 were A’s, a level the administration says has erased meaningful distinctions between exceptional and average work. The new cap puts a strict ceilings on instructor grading decisions that have traditionally been left to individual professors.According to prior data from the Harvard Crimson, you can see the trend over time:By The Numbers458 to 201: Faculty vote…