Author: administración

Student loan refinance rates have held steady throughout the first part of 2026 as the Fed has held interest rates steady. As of June11, 2026, student loan refinance lenders are offering fixed rates as low as 3.60% APR and variable rates starting as low as 3.59% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering both the lowest variable rate loans starting at 3.59% APR and the lowest fixed rate loans starting at 3.60% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars over the life…

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The House Appropriations Committee advanced a spending bill Tuesday that would force the Education Department to classify advanced nursing programs as professional degrees, a designation that would let those students borrow more in student loans than the current caps allow.Under student loan changes taking effect July 1, 2026, federal graduate school borrowing is split into two tiers. Professional students can take out up to $50,000 a year and $200,000 over a lifetime. Other graduate programs are capped at $20,500 a year and $100,000 total. Which tier a program lands in now directly determines how much a student can borrow to…

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The IRS says 27 states have elected to participate in the new Federal Scholarship Tax Credit (FSTC), the federal school-choice credit created under the One Big Beautiful Bill. The program lets taxpayers claim a credit of up to $1,700 for donations to approved scholarship organizations starting in 2027. This tax credit is also known as the Education Freedom Tax Credit.This is the first federal tax credit of its kind, and it routes money to private K-12 scholarships through the tax code rather than through families directly. Whether a household can benefit hinges entirely on one thing: whether its state opts…

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Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. June 11, 2026 Federal Reserve Board announces final rule that establishes data standards for certain information collections For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced a final rule that establishes data standards for certain information collections submitted to financial regulatory agencies. In addition to the Board, the standards have been approved by several other federal financial regulatory agencies. The standards are designed to promote interoperability of financial regulatory…

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For most families, financing college means doing the same paperwork dance every fall. Fill out the FAFSA. Wait for the financial aid letter. Add up federal loans, grants, and savings. Realize there’s still a gap. Then start the private student loan application process (credit pull, income verification, cosigner paperwork) all over again.Twelve months later? Repeat. Every year. For four years.There’s a smarter way to handle this, and it’s something most families don’t know exists: a multi-year education line of credit.In partnership with Student Choice, let’s break down how these work and whether they make sense for you. Check out Student…

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