Author: administración

Key PointsDepartment of Education is transferring responsibility for defaulted student loan collections to the Department of Treasury.Later phases would expand Treasury’s role to include non-defaulted loans and potentially other Federal Student Aid functions, including FAFSA administration and Pell Grants.Borrowers do not need to take any immediate action and should continue working with their assigned loan servicer. The Department of Education and the U.S. Treasury Department announced a new interagency agreement on March 19, 2026, that will shift operational control of defaulted federal student loan collections from Education to Treasury. This comes as nearly 7.7 million student loan borrowers holding $180…

The Citrini selloff wasn’t panic — it was an X-ray of the tech sector.

Student loan refinance rates have held relatively steady to start the month of March. As of March 19, 2026, student loan refinance lenders are offering fixed rates as low as 3.71% APR and variable rates starting as low as 3.69% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering the lowest variable rate loans starting at 3.69% APR, while Earnest is offering the lowest fixed rate loan, starting at 3.71% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars over the life of the loan.💰 Today’s…

The federal bank regulatory agencies today requested comment on three proposals to modernize the regulatory capital framework for banks of all sizes. The proposals would streamline capital requirements and better align regulatory capital with risk while maintaining the safety and soundness of the banking system. Following the global financial crisis, the agencies substantially increased the resiliency of the banking system by increasing the quantity and quality of required loss-absorbing capital and introducing stress testing requirements for large banks. Experience over the past decade has demonstrated that certain elements of the framework could be improved without reducing safety and soundness. The…

Whenever Windows slows down, Task Manager is the go-to solution. However, it doesn’t continuously track performance in the background, so it can’t catch resource spikes or random freezes. This is where AppControl lets you rewind time to catch the exact app responsible, ending the guessing game for good. Meet AppControl: The Task Manager Upgrade AppControl is an alternative to Windows Task Manager that focuses on real-time monitoring with data recording for up to three days. It constantly runs in the background to keep track of resource usage and lets you go back in time using a handy visual timeline. While…

Key PointsA Roth conversion ladder lets early retirees access traditional retirement funds before age 59½ without the 10% early withdrawal penalty, but each conversion requires a separate 5-year waiting period.The strategy works best during low-income years if you can convert at the 10% or 12% federal tax bracket, potentially saving tens of thousands in taxes over a traditional withdrawal approach.You may need a “bridge” funding source (such as taxable brokerage accounts or prior Roth contributions) to cover living expenses during the initial 5-year waiting period before the first conversion becomes available. For anyone planning to retire before 59½, one of…

You can empathize with your friend without demonizing your own position or potentially patronizing her about how everything will be OK.

EU leaders to press Hungary’s Orban to lift block on Ukraine loan

In an ideal world you’d be able to work full time, have a full class load, maintain some sort of social life and balance it all perfectly. Unfortunately, we don’t live in an ideal world.Having a job while attending college is one of the keys to avoiding monstrous piles of student loan debt. But it can be hard to find a job that allows the flexibility you need. This is where a flexible part time job can come in handy.There are hundreds of perfectly legit ways to earn a part time income on your own hours from the comfort of…

Morning Bid: Central bankers sound inflation alarm