Author: administración

Student Defense sent public records requests to 24 public colleges and universities in the spring of 2026, asking whether their undergraduate admissions offices have policies governing the use of artificial intelligence.According to the report (PDF File) from the group’s SHAPE AI Initiative, not one responding school produced a policy. Twenty of the 24 institutions replied (a list that includes UC Berkeley, UCLA, UT Austin, Ohio State, and Michigan State) even as AI tools spread through the admissions process itself.Training was just as thin. Zero institutions produced AI training materials specific to admissions staff. One school sent materials aimed only at enrollment…

Key PointsThe four borrowers behind the last lawsuit challenging the SAVE plan shutdown filed their response on August 7, 2026. They argue that when the courts erased SAVE in March, the older REPAYE plan automatically came back, and the Education Department is illegally pretending it didn’t.The Education Department wants the case thrown out. It says an appeals court already found REPAYE’s forgiveness has the same legal problem as SAVE, that two plaintiffs skipped a December 31, 2025 window that would have gotten them tax-free forgiveness, and that the money at stake is about $55 a month.Even a courtroom victory wouldn’t…

Boston University announced the BU Promise, a financial aid program that will meet 100% of demonstrated financial need without loans for first-time, first-year students who are US citizens or permanent residents, beginning with the 2026–27 academic year. At a school where tuition alone runs $73,024, that’s a major shift in what families will actually pay.Under the program, admitted first-year students from families earning under $200,000 with typical assets will pay no more than $20,000 per year toward the cost of attendance. Families earning $75,000 or less will pay nothing, with financial aid covering full tuition plus the standard housing and…

Senators Jon Husted (R-OH) and Michael Bennet (D-CO) have introduced the First-Time Home Buyer Empowerment Act (S. 5227), the Senate version of a House bill (H.R. 7468). The bills would let beneficiaries of long-held 529 accounts withdraw up to $35,000 tax-free to buy their first house, something the 529 qualified expense rules don’t allow today.Under current law, spending 529 money on a house means income taxes plus a 10% penalty on the earnings portion of the withdrawal, as our reporting on using a 529 plan to buy your kid a house lays out. The only current way to “get money…

“PSLF Qualifying Months of Employment Incorrect,” reads a new banner message on borrowers’ account dashboards at StudentAid.gov. “The number for your PSLF qualifying months of employment is incorrect. We are working to fix the data issue and will provide an update soon. We apologize for the confusion caused by this error.” The banner appeared Thursday, days after borrowers pursuing Public Service Loan Forgiveness began reporting sudden drops in their qualifying payment counts, with some receiving formal “Qualifying Payment Reduction Notices.”Here is the new banner borrowers are seeing: Would you like to save this?We’ll email this article to you, so you…

Quick SummaryAI-powered household financial management A limited free plan is available Upload all of your financial documents for secure storage Unlimited bank connections available 14-day free trial GET STARTED ProsDocument vault is intuitive and easy to useAI-powered tools for in-depth analysisQuick account opening processConsPremium plan is pricier than similar alternativesCan only connect one account on free planDoesn’t offer investment advisory servicesFinDash is a household financial management platform that helps you organize your accounts, documents, net worth, and other important information in a single app. There are many similar and more established apps on the market, such as Empower, Origin, and Kubera. In this review,…

Workers who use AI regularly are saving an average of 2.2 hours a week, according to Federal Reserve Bank of St. Louis research on how people actually use these tools. That’s not a projection or a sales pitch. It’s a measured average across real workers doing real jobs, and it’s a number worth sitting with if you’re a doctor who hasn’t found a use for AI yet. Now, most doctors who haven’t built AI into their workflow yet aren’t skeptical because they distrust the technology. They’re skeptical because they’ve watched plenty of “game-changing” tools come and go, and they know…

Student loan refinance rates have held continued to hold as the Fed has held interest rates steady. As of August 6, 2026, student loan refinance lenders are offering fixed rates as low as 3.95% APR and variable rates starting as low as 3.62% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering both the lowest variable rate loans starting at 3.62% APR and Earnest and Credible are tied for the lowest fixed rate loans starting at 3.95% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars…

The Government Accountability Office spent nearly two years auditing how the Department of Education instructs its student loan servicers, and the headline finding is something any functioning leadership team already knows: talk to the people doing the work before you change the work.The new GAO report found Education routinely skips early coordination with the companies servicing federal student loans, which together manage over $1.6 trillion for about 43 million borrowers.GAO reviewed 68 change requests (the formal documents Education uses to direct the contractors it pays to service federal loans) issued between March 2020 and December 2024. All four servicers interviewed…

Key PointsSkilled trades deliver strong pay in a worker’s 20s without student debt, but federal data shows the earnings curve flattens while white-collar pay keeps climbing into a worker’s 50s and 60s.Workers whose longest-held job was in construction trades were 124% more likely to end up on Social Security Disability Insurance than workers in managerial jobs.Disability insurance can cover part of that risk, but it typically costs 1% to 3% of income annually, and physically demanding occupations face higher premiums or narrower coverage options. The pitch for the trades has rarely sounded better. A high school graduate can enter an…