Author: administración
EverBank is a well known online banking brand that offers competitive savings account rates.When it comes to finding a good banking experience, the balance usually boils down to high APYs and low fees. For anyone seeking a brick-and-mortar banking experience, this can be an almost impossible quest. But EverBank, formerly TIAA Bank, offers competitive rates, low fees, and access to physical branches in Florida. We will take a closer look at what EverBank has to offer so you can decide if it is the right fit for your situation. Quick SummaryEverBank is formerly known as TIAA Bank.The bank offers several physical…
U.S. businesses are pulling back from making major decisions due to uncertainty stemming from the war with Iran, according to the Federal Reserve’s latest report on regional economies, known as the “beige book.”
The Department of Education processed more IDR applications in March than any month since court-ordered tracking began, cutting the pending backlog to 553,966. That is down from 576,609 in February and from nearly 2 million in April 2025. The March status report (PDF File), filed today in federal court, also shows IDR loan forgiveness resumed after two consecutive months of zero discharges.By The Numbers553,966 — IDR applications still pending as of March 31, 2026 (down from 576,609 in February)424,583 — applications decided in March (374,572 approved, 50,011 denied)321,481 — new IDR applications received in March, up 32% from February’s 243,25821,200 — IDR…
ASA International FY 2025 slides: net profit doubles on strong leverage
Two bills introduced in Congress last month propose sharply cut federal student loan interest rates: one to 0%, the other to a fixed 2%.The Student Loan Interest Elimination Act (S.4169 / H.R.8045), introduced March 24 by Sen. Peter Welch (D-VT) and Rep. Joe Courtney (D-CT), would eliminate interest entirely on both existing and new federal loans starting July 1, 2026. Weeks earlier, Rep. Mike Thompson (D-CA) introduced the Lowering Student Loans Act (H.R.7810) on March 4, which would set a fixed 2% rate on all new and existing Direct Loans beginning the same date.Both bills target the same problem from…
Recent advancements from Nvidia could make it easier for quantum companies to achieve commercial milestones.
Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than you should, and you feel helpless. But when you have children, that helplessness can flip into something more actionable. This past year, with the stock market getting crunched by geopolitical turmoil, I decided to do something defiant: I invested more than the annual gift tax limit into my children’s custodial investment accounts. I have been contributing the gift tax limit to these accounts (529 plan + custodial) since my kids were born. It is one…
Morgan Stanley’s profit beats estimates on dealmaking surge, trading boost
Key PointsInsurance companies and financial institutions cannot legally pay a death benefit directly to a minor child. If you name your kids as beneficiaries without a proper structure in place, the money gets frozen until a court steps in.Court-appointed conservatorships for minors are expensive, time-consuming, and require ongoing legal oversight — including annual filings, bond requirements, and attorney fees that come out of the child’s inheritance.Better alternatives exist: a testamentary trust, a revocable living trust, or a UTMA custodial designation can all protect the funds, avoid court involvement, and give you control over when and how your children receive the…
European shares pause as investors assess corporate earnings, Middle East developments