Author: administración

ASA International FY 2025 slides: net profit doubles on strong leverage

Two bills introduced in Congress last month propose sharply cut federal student loan interest rates: one to 0%, the other to a fixed 2%.The Student Loan Interest Elimination Act (S.4169 / H.R.8045), introduced March 24 by Sen. Peter Welch (D-VT) and Rep. Joe Courtney (D-CT), would eliminate interest entirely on both existing and new federal loans starting July 1, 2026. Weeks earlier, Rep. Mike Thompson (D-CA) introduced the Lowering Student Loans Act (H.R.7810) on March 4, which would set a fixed 2% rate on all new and existing Direct Loans beginning the same date.Both bills target the same problem from…

Recent advancements from Nvidia could make it easier for quantum companies to achieve commercial milestones.

Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than you should, and you feel helpless. But when you have children, that helplessness can flip into something more actionable. This past year, with the stock market getting crunched by geopolitical turmoil, I decided to do something defiant: I invested more than the annual gift tax limit into my children’s custodial investment accounts. I have been contributing the gift tax limit to these accounts (529 plan + custodial) since my kids were born. It is one…

Morgan Stanley’s profit beats estimates on dealmaking surge, trading boost

Key PointsInsurance companies and financial institutions cannot legally pay a death benefit directly to a minor child. If you name your kids as beneficiaries without a proper structure in place, the money gets frozen until a court steps in.Court-appointed conservatorships for minors are expensive, time-consuming, and require ongoing legal oversight — including annual filings, bond requirements, and attorney fees that come out of the child’s inheritance.Better alternatives exist: a testamentary trust, a revocable living trust, or a UTMA custodial designation can all protect the funds, avoid court involvement, and give you control over when and how your children receive the…

European shares pause as investors assess corporate earnings, Middle East developments

Here are two key questions to ask when deciding whether an IRS extension makes sense for you.

UBS CEO Ermotti may stay late into 2027 due to new rules, succession gap, sources say

The announcement comes amid concerns from investors about Lucid’s ability to stay afloat.