Author: administración
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. August 20, 2026 Federal Reserve Board issues enforcement action with SouthPoint Bancshares, Inc. and announces termination of enforcement action with Deutsche Bank AG, DB USA Corporation, and Deutsche Bank AG New York Branch For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced the execution of the following enforcement action listed below: SouthPoint Bancshares, Inc., Birmingham, Alabama Written Agreement dated August 14, 2026 The Federal Reserve Board also announced the…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. August 20, 2026 Federal Reserve Board issues enforcement actions with former employee of Regions Bank and former employee of United Community Bank For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced the execution of the enforcement actions listed below: Consent prohibition against Stephanie R. Kilbert Former employee of Regions Bank, Birmingham, Alabama Misappropriation of customer funds Consent prohibition against Crystal A. Wykle Former employee of United Community Bank, Greenville,…
The U.S. Department of Education released a Notice of Proposed Rulemaking on August 19, 2026 that would rewrite the rules governing how college accreditors are recognized. Accreditors are the private organizations that decide which schools can access federal student aid. The proposal has a 30-day comment window, half the 60 days the Department often allows, which puts the deadline around late September. If you’ve followed how Education Department rulemaking works, you’ll notice the compressed timeline as a signal the Department wants this finished fast. The urgency is because this rule is one of the last regulatory puzzle pieces designed to…
Student loan refinance rates have held continued to hold as the Fed has held interest rates steady. As of August 20, 2026, student loan refinance lenders are offering fixed rates as low as 3.95% APR and variable rates starting as low as 3.62% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering both the lowest variable rate loans starting at 3.62% APR and LendKey and Credible are tied for the lowest fixed rate loans starting at 3.98% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars…
The router in the hallway looks like it should punch through anything. It doesn’t. Move it two rooms away, behind a wet plaster wall and a bathroom, and a 90 Mbps stream collapses into buffering. The usual explanation is that walls are thick and concrete is dense. That is part of the story, but not the interesting part. The interesting part is that 2.4 GHz — the frequency your Wi-Fi has used since the late 1990s and the frequency your microwave oven uses to reheat leftovers — happens to be close to a band where liquid water absorbs radio energy…
Certificates of deposit (CDs) have seen rates rising even more, despite major banks lowering the rates on theri savings accounts. As of August 19, 2026, the best 12-month CD rates reach up to 4.30% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.71%, according to the FDIC. Over the last several weeks, rates have been rising slightly.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are the best CD rates available today.💰 Today’s Best 12-Month CD…
The U.S. Department of Education issued a Dear Colleague Letter on August 18, 2026 telling every school that receives federal money (preschool through graduate school) that considering a student’s race when handing out discipline violates Title VI of the Civil Rights Act of 1964 and the Constitution, except in circumstances the letter calls “rare and exceedingly narrow.” Assistant Secretary for Civil Rights Kimberly M. Richey signed the 20-page document. Alongside it, the Office for Civil Rights opened Title VI investigations into two districts: Fayetteville, Arkansas, and Milwaukee, Wisconsin. The letter is the follow-through on a final rule published July 24,…
Student loan rates have are getting even more competitive as peak back to school season starts. As of August 18, 2026, private student loan lenders are offering fixed rates as low as 1.94% APR and variable rates starting as low as 3.03% APR, depending on credit profile, degree program, and repayment term. College Ave is currently offer the lowest fixed rate loan available. Student Choice is currently offering the lowest variable rate student loan available.While federal student loan rates are set annually by Congress, private lenders continue to adjust based on market conditions and Treasury yields. Staying current on these changes can…
Key Points New bill proposal would ban the garnishment of Social Security income for defaulted student loan collections. More than 9 million Americans are currently in default on their student loans, with an estimated 450,000 seniors. Collection activity has already resumed, with more garnishments and offsets to come. Sen. Bernie Sanders (I-VT) announced on August 17 that he will introduce the Stop Social Security Garnishment Act of 2026, a bill that would permanently bar the federal government from seizing Social Security payments to collect defaulted federal student loans. Senators Elizabeth Warren (D-MA) and Ed Markey (D-MA) are cosponsoring the bill,…
The gasket was a solid rocket booster O-ring, the cold snap hit Kennedy Space Center on 28 January 1986, and the machine it destroyed was Challenger — seventy-three seconds after liftoff, with seven crew aboard. What it rewrote was not hardware. It was the Rogers Commission’s nine recommendations, delivered in June 1986, and in particular Recommendation V, which forced engineering dissent onto the record and into the launch paperwork for the first time. Seventeen years later, after Columbia, NASA went further and built a separate chain an engineer’s objection could climb without passing through the manager it inconvenienced. The physical…