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Student loan refinance rates have held steady over the last week. As of February 19, 2026, student loan refinance lenders are offering fixed rates as low as 3.69% APR and variable rates starting as low as 3.99% APR, depending on credit profile, loan type, income, and repayment term.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars over the life of the loan.💰 Today’s Best Student Loan Refinance Rates At a GlanceHere are the best student loan refinance rates today: Lender Fixed APR Variable APR Credible3.99% – 10.15%3.69% – 11.11% ELFI4.88% -…

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Ever since the iPhone X ditched the Home button, navigating on iPhone has meant mastering swipe gestures. But if you’re missing the simplicity of tap-based controls, there’s a helpful workaround built into your iPhone. Here’s how to set up a navigation bar-style option. Why Get Navigation Buttons on iPhone Unlike many Android phones, newer iPhones don’t have on-screen navigation buttons. Earlier iPhone models used to have a physical Home button, a detail that many longtime Apple users are nostalgic about. For users switching from Android to iOS, the change feels even less intuitive (that’s not to say Android lacks gesture…

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Key PointsThe U.S. Justice Department has sued Harvard University, alleging the school failed to provide detailed admissions data requested in a federal civil rights investigation.The lawsuit does not accuse Harvard of new racial discrimination. Instead, it seeks a court order compelling the university to turn over applicant-level data and related documents.The dispute follows the Supreme Court’s 2023 decision in Students for Fair Admissions v. President and Fellows of Harvard College, which barred the consideration of race in college admissions under Title VI. The U.S. Department of Justice has filed a lawsuit against Harvard University, arguing that the university has unlawfully…

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Front-loading of financial aid like grants and scholarships is a form of bait-and-switch, where a college gives a better financial aid offer to freshmen than to sophomores, juniors and seniors.When a college practices front-loading of financial aid, the average grant per recipient decreases after the first year and/or the percentage of students receiving grants decreases.This means students get smaller grants and/or fewer students get grants. Even if a college keeps the grants unchanged, the net price will increase as college costs increase.Front-loading of grants causes the mix of grants vs. loans to become less favorable after the freshman year. The…

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Key PointsThe SAVE repayment plan is officially cancelled but borrowers are waiting for a date on when the administrative forbearance will end.The One Big Beautiful Bill officially eliminates SAVE and move borrowers into a version of IBR, but the max legal timing is June 2028.The timing of repayment for SAVE borrowers is possible in mid-2026. The future of student loan repayment for SAVE borrowers has been finalized by a court settlement, but the timing depends on how quickly the Department of Education can execute on the One Big Beautiful Bill (OBBB) and the negotiated rulemaking required as part of the…

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The only reason I install antivirus is to keep viruses off my device. I would’ve been devastated if the antivirus app infects my device with malware instead of protecting it. Sadly, that’s exactly what happened to many unsuspected Android users. Don’t Trust TrustBastion You’d think with a name like TrustBastion, the app would be trustworthy, right? Instead, users installed the supposed antivirus app, not realizing they’d just welcomed malware onto their devices. TrustBastion poses as a fake Android antivirus app powered by AI. Usually, my first piece of advice is to only download apps from trusted sources, but the app…

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