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If you can avoid the 10% penalty, does that make it a good deal?
Flipping through TV channels is a feeling that isn’t very old, yet it’s quickly disappearing. One big reason is the lack of control over what you get to watch. Growing up, I always wanted control over the content on TV channels, minus the ads. Thanks to ErsatzTV, that’s finally possible. This open-source app lets you take your self-hosted media, whether it’s from a Jellyfin server or local files, and turn it into traditional TV-style streaming channels. You can curate channels like “24/7 Comedy Movies” or “My Favorite TV Show Marathon” that play on a continuous schedule, just like broadcast television.…
Key PointsThe U.S. Department of Education is postponing wage garnishments and tax refund offsets on defaulted federal student loans.The delay is meant to give borrowers time to prepare for new repayment rules, including the upcoming Repayment Assistance Plan (RAP).Borrowers in default will now have more time to rehabilitate their loans and get out of default. The Department of Education officially announced today that it will delay the start of involuntary collection activity on federal student loans, including Administrative Wage Garnishment and tax refund seizures through the Treasury Offset Program. The move follows remarks by Education Secretary Linda McMahon at a…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. January 16, 2026 Federal Reserve Board announces approval of application by Banco Inter, S.A. For release at 1:45 p.m. EST The Federal Reserve Board on Friday announced its approval of the application by Banco Inter, S.A., of Belo Horizonte, Brazil, to establish a state-licensed branch in Miami, Florida. For media inquiries, please email [email protected] or call 202-452-2955. Last Update: January 16, 2026
Buy-and-hold S&P 500 investors outperform college endowment managers. Could this be why?
In the meantime, here’s how to claim the $20 credit Verizon is offering in response to this week’s service disruption.
One of the hardest parts of doing taxes yourself is simply gathering all of the information you need! If you have a side hustle, self-employment income, or are an investor then you’ve probably got quite a bit of tax forms coming to you. And it can be tough to get organized!In preparation for the upcoming tax deadline, here’s how you can quickly get organized using an income tax binder. (This will save you a ton of time going forward!)Plus, if you’re using a tax professional, they will be so happy to see this! If you don’t even know where to start…
Bank of America analysts suggest defense, infrastructure and transition materials represent the optimal indirect exposure to AI
College affordability took center stage this week as states, universities, and federal agencies rolled out changes that could reshape how students pay for school — or what happens if they fall behind.From new tuition-free pathways and expanded dual enrollment to the return of aggressive student-loan collections and looming forgiveness deadlines, these developments carry real consequences for families planning the next few years.Here’s a quick look at the most important stories shaping higher education and student finances this week for January 16, 2026.🎓 Headlines at a GlanceA major Texas university launches a tuition-free program for middle-income families.Connecticut expands dual enrollment and…
While many types of student loan forgiveness are tax-free federally, several states may levy taxes on student loan forgiveness.Even though some popular programs like Public Service Loan Forgiveness (PSLF) are tax free federally, every state has a different law regarding state taxes on loan forgiveness. When you add in all the other types of loan forgiveness: death, disability, borrower defense to repayment, income-driven repayment plan, and student loan repayment assistance programs… it get’s complicated.Starting January 1, 2026 – this means that certain types of loan forgiveness (notably time-based IBR forgiveness) will be taxable again.But what about state policies for taxing…