Author: administración
Key Points A $5 match for every $1 saved: Sen. Jeff Merkley’s Homeownership Promise Act would give first-time homebuyers up to $50,000 from HUD on top of $10,000 they save themselves, for as much as $60,000 at closing. Limits on who and what qualifies: Buyers must be 18 or older, have never owned a home and finish HUD-approved housing counseling. The home can’t cost more than the area’s median single-family price, and the bill sets no income limit. Still a long shot: The bill has two Democratic sponsors and no dollar figure or cost estimate. It needs Republican support to…
Santa Clara University will cover 100% of tuition, fees, and room and board, after the family’s expected contribution, for every admitted California student from a family earning $150,000 or less, starting in fall 2027. The private Jesuit school announced the expansion of its California Promise program on September 24, 2026, the latest income-based pledge on our running list of tuition-free colleges. Transfer students are included for the first time. Admitted transfer students with family income of $150,000 or less will receive scholarships of at least $35,000, with more possible based on individual circumstances, which changes the math for students planning…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. September 25, 2026 Federal Reserve Board announces approval of application by Peoples Bancorp Inc. For release at 4:30 p.m. EDT The Federal Reserve Board on Friday announced its approval of the application by Peoples Bancorp Inc., of Marietta, Ohio, to merge with Citizens National Corporation, and thereby indirectly acquire Citizens Bank of Kentucky, Inc., both of Paintsville, Kentucky. The Board also gave its approval for Peoples Bank, of Marietta, Ohio, to merge with…
I keep learning something new about grief. It’s not just mine I’m carrying right now…It’s dad’s too. I’m the caretaker. So most days, I’m not just working through my own loss. I’m walking through his. Both at the same time. That’s a heavier load than I expected, if I’m honest. It’s hard. GriefShare helps. Dad is now attending 3 weekly sessions of GriefShare. Some weeks it helps more than others. Some weeks he just sits in the car after, not talking. Some weeks he comes home, full of things he wants to share. But he goes, and it’s helping him.…
The Question I saw that the FAFSA opened this week, but I feel like we make too much for financial aid. We’re right around $125,000 a year and our daughter is a senior. Every time I bring it up, someone tells me not to bother. Should we even still fill it out? — Rick Welcome to the Friday mailbag, where we take one reader question and answer it. Have one? Send it to us — details at the bottom. The Short Answer File it, and file it now while the form is open early. It’s important to note that the…
Student loan borrowers in their 40s have median 401(k) balances roughly 45% lower than participants the same age with no student debt, according to a new report from the Employee Benefit Research Institute. The study matched anonymized TransUnion credit data against 401(k) plan records to compare how borrowers and non-borrowers participate, contribute, and accumulate savings. It lands as more employers weigh the student loan 401(k) match that SECURE 2.0 made possible in 2024. EBRI also put a price tag on that match. If every employer adopted a student loan matching program, borrowers ages 25 to 69 would collect an estimated…
Online negotiation serviceUsers save an average of $1,272 annually You choose your fee upfront WisePal is a bill negotiation platform that helps you lower household expenses without having to negotiate with providers yourself. It finds comparable offers and uses them as leverage to negotiate a lower price with your current provider. It may be worth considering if you want to lower your monthly bills but don’t want to spend a lot of time shopping around or negotiating. What Is WisePal? WisePal is a personal finance app that helps you reduce your recurring bills. According to the company, it has helped more…
Ten minutes with AI might be all it takes to make your next hard problem feel harder. None of what follows is a mistake in the way a leaked password or a made-up citation is a mistake. Nobody gets fired over these. Nobody files an incident report. They’re quiet, documented patterns in how using AI changes your behavior. And if you use AI every day, there’s a good chance you’ve never heard of them. It’s become part of the day for a lot of people, which is exactly why these patterns are worth knowing. These are the AI habits to…
In 2018, Microsoft did something that sounds like a prank: it took a data center — the kind of humming, climate-controlled server hall that normally fills a warehouse — sealed it inside a white steel cylinder the length of a shipping container, and dropped it into the sea. The cylinder, nicknamed Northern Isles, came to rest 117 feet down on the seabed off the Orkney Islands, north of the Scottish mainland. Inside were 855 servers. Then Microsoft walked away and left them there for two years. Why sink a computer The experiment, called Project Natick, was chasing a real problem:…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. September 24, 2026 Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act For release at 2:30 p.m. EDT The Federal Reserve Board on Thursday requested public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act. The first proposal would require that Board-supervised payment stablecoin issuers fully back their…