Author: admin

One of the most confusing things I hear from doctors goes something like this. We’re working hard. We’re earning a solid income. On paper, things look fine. And yet, money still doesn’t feel easy. It’s not that we’re broke, and it’s not that things are falling apart. It’s more subtle than that. There’s a constant awareness in the background, a sense that everything works as long as we keep going at the same pace. Slow down too much and something starts to feel uneasy. From the outside, this can be hard to understand. Medicine is still one of the most…

Read More

Key PointsThe American Federation of Teachers has amended its lawsuit against MOHELA, alleging ongoing and systemic student loan servicing failures that continue to harm borrowers.New federal data included in the complaint shows MOHELA has the longest call wait times and the highest rate of abandoned calls among major federal loan servicers.Borrowers have reported billing errors, delayed forgiveness, missing refunds, and prolonged financial stress. The American Federation of Teachers is escalating its legal fight against one of the nation’s largest student loan servicers, arguing that conditions for borrowers have not improved (and may have worsened) since the lawsuit was first filed…

Read More

If you’re totally and permanently disabled, you can qualify for student loan forgiveness.When your student loans are discharged due to disability, you may be limited in whether you can work or go to school for a period of time. Otherwise, your student loans may be reinstated.This can be an especially difficult issue to navigate if your loans are discharged while you’re attending school, or plan to. And it can happen even if you never planned on asking for a disability discharge.Here’s what to know about disability discharge, and how to navigate your choices if your loans are automatically forgiven. Total…

Read More

Hey Everyone! Are you enjoying 2026 so far? Life in the US is getting crazy, but I am doing okay. I hope you are safe as well. This year, I’m blogging less frequently, and it is nice. The pressure to write a new blog post every week is gone. I am enjoying the weekends more, and I’m taking another step toward full retirement.2025 was a rocky year for the RB40 household. Mrs. RB40 retired from her career and refocused on helping her dad. He is transitioning from living alone at home to an assisted living facility. It’s a difficult move.…

Read More