Author: administración

So, do colleges allow pets? Increasingly, yes. More and more colleges and universities now allow pets in dorms and across campus, adjusting longstanding policies to meet the changing needs of students.Having a pet in college was once a rarity, but pet-friendly campuses are far more common today as schools work to create a more supportive environment for their students.That said, having a pet as a college student is a big commitment in terms of financial responsibility and time commitment. From explaining common pet policies to reviewing current trends on campuses, we break down the ins and outs of owning a…

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Hello friends. I hope you’re enjoying the summer break as much as my son is. RB40Jr just wrapped up an incredibly busy freshman year of high school. Now, his main goal seems to be playing video games until 3 a.m. and waking up at noon. Actually, I have no idea exactly how late he stays up because I’m out cold by 11 p.m. Life is sweet for a teenager when school is out.Things are going pretty well on my end, too. My glacial pace transition to full retirement is almost complete. I left my engineering career way back in 2012…

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Discover is out of the student loan business. The lender stopped accepting new applications on January 31, 2024, and in July 2024 agreed to sell its roughly $10.1 billion private student loan portfolio. If you already have a Discover student loan, your account didn’t disappear — it’s now serviced by Firstmark Services. But you can no longer get a new loan from Discover.Since Discover was one of the larger student loan lenders, we have some Discover Student Loan alternatives below ->Why Discover Exited The Student Loan BusinessDiscover’s student loan unit drew federal scrutiny for years. The Consumer Financial Protection Bureau…

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Key PointsThe “Student Loan Tax Bomb” is a term that refers to the taxes owed on forgiven student loan debt in some circumstances.The tax bomb is set to return for many borrowers in 2026.Programs like PSLF are always tax-free federally, but others, like IDR-based loan forgiveness may face tax consequences. Taxes on many student loan forgiveness programs are set to return in 2026 and beyond. The American Rescue Plan Act (ARPA) made student loan forgiveness, regardless of the reason, tax-free federally from 2021 to December 31, 2025. However, the Big Beautiful Bill did not renew most of those provisions. Instead,…

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State-chartered nonprofit student loan authorities are rolling out graduate school loans to catch borrowers who lose access to federal Grad PLUS loans on July 1.Why it matters: The One Big Beautiful Bill Act closes Grad PLUS to new borrowers and imposes hard caps on what graduate and professional students can borrow from the federal government. For students in expensive medical, dental, law, and other advanced programs, that leaves a funding gap that only private loans or institutional aid can fill — and a handful of states are now trying to fill it themselves.Driving the news: Connecticut and Minnesota have each…

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