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Applying to college is a muti-step process, and most high school students have not managed a multi-month process on their own. That’s why you might want to make a college application checklist.While there are always adults (such as parents, teachers, school counselors, or your dean) who can help you through the process, most students will want to take ownership of the application process. After all, you are the most important stakeholder in your college decision.This printable college application checklist can help you apply for colleges with limited stress and maximum effectiveness.Click the image to download a printable PDF version of…

The temporary chief of the U.S. agency that produces critical economic reports on jobs, unemployment and inflation says the data is not being manipulated or influenced by politicians.

If you spend a lot of time in the terminal, you probably prefer staying there. Jumping to a full spreadsheet app just to quickly inspect a spreadsheet can feel like overkill. That is where Xleak comes in. It lets you open and browse spreadsheets directly inside your terminal window. You might not immediately see how useful it is, but once you start using it, it clicks. For example, when working on data pipelines with Python’s pandas or polars, you often generate data artifacts for others to use, whether as CSV or Excel files. It can be a hassle to leave…

A clean Windows installation is never actually “clean”. You’ll find many pre-installed apps cluttering your Taskbar and Start Menu, while consuming resources. So, what are they, and why are they installed on your device before you even boot it for the first time? Let’s find out. What is Bloatware Simply put, bloatware is unwanted pre-installed software on your PC. These apps aren’t necessary for your operating system to function; they are often just “extras” that no one asked for. There are two main sources of bloatware in Windows: Microsoft: yes, Microsoft adds its own apps and even third-party apps in…

High-yield savings account rates have held steady through the beginning of 2026. In fact, some banks have even raised their rates!As of February 23, 2026, leading online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually limited. This is still much better than the average of 0.39% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today — and…

Employers and workers need a stable, predictable U.S. trade policy.

From 2009, when I started writing about FIRE, until now, the FIRE movement has had a great run. It was born out of the 2008–2009 global financial crisis, when hundreds of thousands of people were losing their jobs. In order to cope with the sudden disruption to their economic livelihoods, the concept of FIRE was embraced as both explanation and aspiration. Instead of admitting you got laid off, you could suddenly tell your family, friends, and colleagues that you decided to “retire early” instead and live the free life. Not only did FIRE become a great shield for the ego,…

For a long time, I thought I was doing everything right. I was making good money. I was saving aggressively. My retirement accounts were growing, my net worth was climbing year after year, and from the outside, things looked exactly the way they were supposed to. And yet, there was this constant, low-level anxiety that never really went away. Not panic. Not burnout-level crisis. Just a quiet hum in the background. It showed up when I thought about cutting back at work. It showed up when contracts changed or hospital politics shifted. It showed up when I imagined stepping away,…

Key PointsThe Biden administration approved roughly $188 billion in student loan forgiveness for about 5 million borrowers, the largest total in U.S. history to date.Based on current trends, the Trump administration could oversee more than $170 billion in loan forgiveness during the second term, even without launching new programs.Most of that relief would come from existing programs such as Public Service Loan Forgiveness (PSLF) and income-driven repayment (IDR) plans reaching their statutory forgiveness timelines. When voters think of student loan forgiveness, they often picture executive actions and legal battles. Under President Biden, student loan debt relief efforts dominated headlines, particularly…

“I own a home worth $520,000 and do not have a mortgage on it.”