Author: administración
The average SAT score for the high school class of 2026 climbed to 1045, a 16-point gain over the class of 2025, according to the College Board’s 2026 SAT Suite annual report released this week. It marks the second consecutive year of increases, with scores up across all demographic groups. This marks a positive improvement coming out of Covid as more students choose to send SAT scores even when colleges don’t require them. Both test sections improved. Reading and Writing rose 7 points to 528, which the College Board says returns that section to pre-pandemic levels. Math gained 9 points…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. October 02, 2026 Federal Reserve Board announces it will extend, until November 4, the comment period on its proposal to modernize Regulation O For release at 4:00 p.m. EDT The Federal Reserve Board announced Friday that it will extend, until November 4, the comment period on its proposal to modernize Regulation O, its rule governing the extension of credit by a bank to its “insiders”—bank executives, board members and major shareholders who could…
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. October 02, 2026 Federal Reserve Board announces approval of application by Fleur Capital Corporation For release at 4:45 p.m. EDT The Federal Reserve Board on Friday announced its approval of the application by Fleur Capital Corporation to acquire Simmesport State Bank, both of Simmesport, Louisiana. For media inquiries, please email [email protected] or call (202) 452-2955. Last Update: October 02, 2026
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. October 02, 2026 Federal Reserve Board issues enforcement action with Ontario Bancorporation, Inc. For release at 11:00 a.m. EDT The Federal Reserve Board on Friday announced the execution of the following enforcement action listed below: Ontario Bancorporation, Inc., Ontario, Wisconsin Written Agreement dated September 24, 2026 Additional enforcement actions can be searched for here. For media inquiries, please email [email protected] or call 202-452-2955. Last Update: October 02, 2026
The Question My daughter is a high school senior with a 4.6 GPA, and I just saw that she can only borrow $5,500 her freshman year. Most of the schools she’s looking at require freshmen to live in the dorms, and $5,500 doesn’t even cover tuition at our in-state school. Is this a new rule? Are we supposed to take out private loans to make up the difference? It feels like they’re making it impossible for middle-class kids to go to college. — Julia Welcome to the Friday mailbag, where we take one reader question and answer it. Have one?…
Employers added 29,000 jobs in September and the unemployment rate rose to 4.2%, according to the Bureau of Labor Statistics September jobs report released October 2. The same release also cut 60,000 jobs from the prior two months. July went from a gain of 21,000 to a loss of 10,000, and August fell from 162,000 to 133,000. The pain is uneven, as The College Investor’s breakdown of unemployment rates by education level shows. The jobless rate has held between 4.1% and 4.3% since March, while the rate for Black workers rose to 7.0%. Average hourly earnings are up 3.0% over…
Student Loans Are NOT IncomeBorrowed money isn’t income, and the IRS says so directly: loan proceeds you receive from a student loan aren’t taxable to you (IRS Publication 970). That includes the check or deposit your school sends after it applies the loan to tuition. Four of the readers in the comments below got a Form 1098-T from their school and assumed it meant they owed tax on their loans. The 1098-T reports tuition you paid, which can earn you an education credit; it has nothing to do with the loans that paid it.The rule cuts both ways. You can’t…
Wealth management platform for accredited investors. Offers managed portfolios, private investments, cash management, and moreUses AI and machine learning in its investment technologyProduct fees and investment minimums vary Access to direct indexingA wide range of investment choicesAccess to human advisorsOnly available to accredited investorsFund manager and 3rd party fees can add to the cost Arta Finance is a wealth management platform for accredited investors that combines public and private investments, cash management, and access to financial professionals. The digital family office combines several services and uses technology to manage portfolios and simplify investment decisions. Arta will appeal to investors with complex financial…
Every AI tool you’ve used stops working the moment you stop typing. You ask. It answers. Then it waits for you to come back. Dots don’t wait. OpenAI introduced them on September 29, 2026, at its DevDay event, and they keep working in the background after your conversation ends. A dot remembers what you asked for last week. It keeps the work moving while you’re off the clock. And it checks in when there’s a decision that actually needs you. And before you think that it’s just another feature or setting that doesn’t truly scratch an itch, this might actually…
Key Points The Department of Education’s official FY 2023 cohort default rate is 0.4%, up from 0.0% for FY 2022. Just 14,296 of the 3.37 million borrowers in the cohort defaulted during the three-year measurement window. The rate is low because the pandemic payment pause, the on-ramp, and the SAVE forbearance covered nearly all of the window. The number that matters is coming next year. Draft FY 2024 rates arrive in early 2027 and will be the first calculated with no pandemic protections in place, and roughly 1,800 colleges already have nonpayment rates of 25% or higher. The Department of…