by Hope
As the kids began to file their taxes, I noticed that my daughter had NOT been removed from my health insurance policy when it renewed in January. So last week I made the call to clear that up.
As I explained to them that I had updated my application in October to have her removed as she then had coverage with her full time job. They acknowledged that I had done that…saw the timestamp of the change in October, 2025.
Our new health insurance cards didn’t arrive til sometime in February and I hadn’t really paid attention. It was only when I pulled the tax docs that I noticed she had not been removed.
Of course, even though I did everything right, they couldn’t reverse the coverage 3 months. But were able to reverse it to the end of February. Okay, fine, we will deal.
Then I get told that our monthly premium, after removing my daughter, who never once used the policy will go from $132 per month to $697 per month. What?!?
Even the agent on the phone was befuddled. No clue as to why, no explantation. I got an email confirming that new premium a few days later.
Today, I logged on and cancelled my auto pay. And cancelled the renewal, our health insurance.
We will no longer have coverage as of 3/31/2026.
Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
