Author: administración
High-yield savings account rates have held steady through the beginning of 2026. In fact, some banks have even raised their rates!As of February 23, 2026, leading online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually limited. This is still much better than the average of 0.39% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today — and…
Employers and workers need a stable, predictable U.S. trade policy.
From 2009, when I started writing about FIRE, until now, the FIRE movement has had a great run. It was born out of the 2008–2009 global financial crisis, when hundreds of thousands of people were losing their jobs. In order to cope with the sudden disruption to their economic livelihoods, the concept of FIRE was embraced as both explanation and aspiration. Instead of admitting you got laid off, you could suddenly tell your family, friends, and colleagues that you decided to “retire early” instead and live the free life. Not only did FIRE become a great shield for the ego,…
For a long time, I thought I was doing everything right. I was making good money. I was saving aggressively. My retirement accounts were growing, my net worth was climbing year after year, and from the outside, things looked exactly the way they were supposed to. And yet, there was this constant, low-level anxiety that never really went away. Not panic. Not burnout-level crisis. Just a quiet hum in the background. It showed up when I thought about cutting back at work. It showed up when contracts changed or hospital politics shifted. It showed up when I imagined stepping away,…
Key PointsThe Biden administration approved roughly $188 billion in student loan forgiveness for about 5 million borrowers, the largest total in U.S. history to date.Based on current trends, the Trump administration could oversee more than $170 billion in loan forgiveness during the second term, even without launching new programs.Most of that relief would come from existing programs such as Public Service Loan Forgiveness (PSLF) and income-driven repayment (IDR) plans reaching their statutory forgiveness timelines. When voters think of student loan forgiveness, they often picture executive actions and legal battles. Under President Biden, student loan debt relief efforts dominated headlines, particularly…
“I own a home worth $520,000 and do not have a mortgage on it.”
There are more student loan relief options for teachers than almost any other career in America. Teachers have a lot of levers to pull when it comes to lower payments and student loan forgiveness options.That’s awesome – but it can also be confusing. With so many programs, and so many requirements, student loan forgiveness for teachers is a complicated subject (get it… subject…sorry, lame teacher joke).If you’re a teacher, you have four main programs/ways to get student loan forgiveness. You also have a secondary avenue for student loan forgiveness based on your repayment plan.Given that the average teacher only makes…
Hey everyone! If you haven’t heard, the New York Federal Reserve concluded that U.S. consumers and businesses are paying 90% of Trump’s tariffs in 2025. Thanks Trump, for making everything more expensive. Fortunately, relief might be on the way. The Supreme Court struck down Trump’s “emergency” tariffs. Or maybe not… Trump hit back with a 10%, no 15% Global Tariffs. Who knows what it’ll be up to by the time you read this blog post? One thing we know for sure is that U.S. consumers will pay more and more to enrich Billionaires.We can’t control trade policy, but we can…
U.S. stock-index futures declined Sunday, as investors grappled with the implications of Friday’s Supreme Court ruling that overturned most of President Donald Trump’s tariffs.
Shares of asset managers fell due to worries over a private-credit fund managed by Blue Owl Capital, triggering broader anxiety about spillover effects.