Author: administración

The share of high school graduates who skipped college and blamed cost of living jumped to 67% this year, up from 51% the year before, according to new survey data from education consultancy EAB (PDF File). The shift signals that the broader economy (not just sticker price) is now the primary force pulling students out of higher education.Why It Matters: The number of students planning to attend college has stabilized at 89% of EAB’s surveyed high school graduates, but the reasons students opt out have shifted. Pandemic-era explanations like “not mentally ready” are fading. Practical economic pressure has taken their place —…

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President Trump signed an executive order on April 30, 2026, directing the Treasury Department to launch TrumpIRA.gov by January 1, 2027 — a new federal portal that will list low-cost IRAs eligible for a match of up to $1,000.The benefit being promoted isn’t technically new, however, was created under the SECURE 2.0 Act, signed into law by President Biden in December 2022.Why it matters: The order brands a federal IRA portal around the President’s name, but the underlying $1,000 match (the Federal Saver’s Match) was already scheduled to take effect in 2027 under existing bipartisan law. It replaces the older…

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The U.S. Department of Education has started sending notices to borrowers enrolled in the SAVE Plan that they will have 90 days starting July 1 to select a new repayment plan — or be moved automatically into the standard 10-year plan.Roughly 7 million borrowers are still in SAVE forbearance, and many had $0 monthly payments under the plan. Auto-enrollment into Standard repayment could push monthly bills from nothing to several hundred dollars, often without warning.TimelineJuly 1, 2026: Servicers begin issuing 90-day noticesSeptember 30, 2026: SAVE forbearance endsJune 30, 2028: All borrowers on remaining legacy plans (PAYE, ICR) must move to…

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Growing up, my dad would grab a quick breakfast with us before vanishing into the workforce. He’d resurface after 6pm, visibly depleted. The highlight reel of my childhood memories: throwing a ball around the backyard, some genuinely fantastic family dinners, and the times he watched me lose tennis matches and delivered his verdict — “you’re just not good enough.” Ouch. There’s this eternal tug-of-war dads face between time and money. And I’ll make a controversial claim: dad guilt is actually worse than mom guilt. Stay-at-home moms don’t lie awake wondering if their kids are being neglected, because they’re right there, not neglecting them. Working…

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