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More than six dozen mostly private colleges offer generous “no loans” financial aid policies. No-loans financial aid policies provide many benefits, but also some important disadvantages.The idea behind no-loan colleges is that students won’t have to take on student loan debt. Instead, the college will replace student loans with grants or scholarships. However, there are some important things to know about no-loan colleges. In fact, you may even need a student loan to cover your costs (wait, what?). It can be confusing to navigate, so here’s what to know about no-loan colleges and financial aid policies.Characteristics Of Colleges With No-Loan Financial…

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Although I’m convinced AI will eliminate millions of jobs and leave many young graduates unemployed and disoriented, there is one surprising positive I recently discovered: AI can be a great therapist for everyday problems. I’m not talking about replacing licensed professionals. I’m talking about something far more accessible. AI can give you knowledge to make you feel more confident and less anxious, provide reassurance when your mind spirals, and most importantly, offer a clear game plan when you feel stuck. I experienced this firsthand during a long 60-day, stressful ordeal with my car. When a Car Problem Becomes an Emotional…

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As federal student-loan policy tightens, states and colleges are experimenting with new ways to fill the gap — while lawmakers warn that some borrowers could be caught in the middle. Here’s a quick look at the most important stories shaping higher education and student finances this week for January 23, 2026.🎓 Headlines at a GlanceStates move to create new loan programs as federal borrowing limits shrink.A public university offers a rare career-outcome guarantee to graduates.Idaho launches a new education tax credit for families.Lawmakers warn student loan forgiveness programs could be disrupted. Would you like to save this?We’ll email this article to…

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President Trump generally does not support student loan forgiveness and would likely seek an end to some student loan forgiveness programs. But can the President reverse student loan forgiveness that has already been granted? Probably not.It’s sparked a lot of concern, though, in recent weeks, especially as Trump has dismantled key parts of the Department of Education, and just last week announced plans to reform PSLF. Then you add in the end of the SAVE plan, and borrowers are worried.President Biden provided $175 billion in student loan forgiveness for 4.6 million borrowers, more than any previous president. For borrowers that…

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Quick SummaryZolve is a platform making the credit-building process easier for everyone.You can open a U.S. bank account without a Social Security Number. You can start building credit with the Zolve Credit Card GET STARTED ProsGood opportunity to build creditYou can open a U.S. account from overseasPotential high-yield on checkingConsLimited account types availableLoans are offered through a third-party Credit card benefits are limited Zolve is a financial platform designed to make it easier for newcomers to the U.S. to establish bank accounts and build credit. Zolve will likely approve you for a credit card as long as you meet certain requirements, such…

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