Author: administración
The S&P 500 is flashing a green light to investors.
On July 9, 1962, a Thor rocket carrying a W49 thermonuclear warhead detonated roughly 250 miles above Johnston Atoll in the central Pacific. The yield was 1.4 megatons. The test was called Starfish Prime, and within seconds its electromagnetic pulse reached Hawaii, blowing fuses in streetlights, setting off burglar alarms, and damaging a telephone company microwave link nearly 900 miles from the burst. The distance was the shock. Hawaii was not near the test site in any ordinary sense. Honolulu sat beyond the horizon from Johnston Atoll, far enough away that the visible blast belonged to the sky, not the…
When headlines declared that an MIT study had proven ChatGPT “makes you stupid,” the researchers behind it published an FAQ asking journalists to stop using words like “dumb” and “brain rot,” because their paper, based on 54 students writing essays, never said anything of the kind. The study came out of the MIT Media Lab in June 2025, and it examined what happens in the brain when people write essays with the help of ChatGPT. Within days it had been compressed, across headlines and social media, into that single claim, and the study became shorthand for a fear a lot…
Brazil’s government, federal district agree on BRB loan deal
More than 600 University of California faculty members, led by mathematicians at UC Berkeley, are calling on the system to reinstate SAT or ACT testing for STEM applicants beginning with the fall 2027 admissions cycle, warning that six years of test-free admissions have left professors teaching middle-school math to incoming college freshmen.The open letter, addressed to UC Regents, the UC Office of the President, and Academic Senate leadership, lands days before the UC Academic Senate’s Board of Admissions and Relations with Schools is scheduled to discuss system-wide admissions changes, which is potentially the first step toward restoring standardized testing at…
Two identical records left Earth in 1977, one bolted to each Voyager spacecraft. The disc is the part most people picture: gold-plated copper, about thirty centimetres across, assembled by a committee led by Carl Sagan and carrying greetings, music and the sounds of a planet. The cover is the part worth slowing down on. Among the diagrams etched into it sits a small spot of metal, around two centimetres across, that does something none of the rest of the record does. It keeps time. What sits on the cover The cover is aluminium, and electroplated onto it is an ultra-pure…
Stocks in the nation’s Strategic Petroleum Reserve are near their lowest in more than 40 years — but it may not matter
Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. May 28, 2026 Federal Reserve Board issues enforcement actions with former employee of Atlantic Union Bank and former employee of Frost Bank For release at 11:00 a.m. EDT The Federal Reserve Board on Thursday announced the execution of the enforcement actions listed below: Consent prohibition against Crystal Moore Former employee of Atlantic Union Bank, Richmond, Virginia Coronavirus Aid, Relief, and Economic Security, or CARES Act loan fraud Consent prohibition order against Jesse Romo …
Student loan refinance rates have held steady throughout the first part of 2026 as the Fed has held interest rates steady. As of May 28, 2026, student loan refinance lenders are offering fixed rates as low as 3.90% APR and variable rates starting as low as 3.65% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering both the lowest variable rate loans starting at 3.65% APR and the lowest fixed rate loans starting at 3.60% APR.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars over the…
Key PointsThe Urban Institute reported in March that the share of delinquent student loan borrowers also holding a mortgage nearly doubled, from 8% in 2019 to 15% in 2025.A Biden-era rule eliminated the long-standing 1% of balance assumption for student loan debt-to-income calculations on FHA loans, letting underwriters use the borrower’s actual payment, even $0 payments tied to income-driven repayment plans.The result is that student loan borrowers are more likely than the average homeowner to be in delinquency or default as student loan payments resume. “$1,200 a month is insane and I have 3 kids. How do I pay my…