Author: administración

As someone who spent her freshman year at the University of Alabama (UA), I know firsthand how costly simply attending two semesters of classes can be there. Add to that the experience of Greek life, and your social circle isn’t the only thing that suddenly expands. Sorority hashtags and content have exploded on social media, becoming as much of a reality TV show for the rest of us as much as a real recruitment process. This was especially true for UA, which is often used as the benchmark for recruitment across the country due to its size and funding. Earlier…

Student loan rates have are getting more and more competitive as peak back to school season starts. As of June 30, 2026, private student loan lenders are offering fixed rates as low as 2.49% APR and variable rates starting as low as 3.03% APR, depending on credit profile, degree program, and repayment term.Sallie Mae and College Ave Student Loans are currently tied for the lowest fixed rate loan available. Student Choice is currently offering the lowest variable rate student loan available.While federal student loan rates are set annually by Congress, private lenders continue to adjust based on market conditions and…

Borrowers at nonprofits, schools, and public agencies keep their PSLF eligibility — for now. A federal judge has thrown out the Department of Education’s controversial new Public Service Loan Forgiveness rule, ruling it unlawful one day before it was scheduled to take effect.In a 68-page decision issued June 30, 2026, U.S. District Judge Myong J. Joun of the District of Massachusetts (PDF File) held that the rule was “contrary to law,” exceeded the Department’s statutory authority, was “arbitrary and capricious,” and violated the First Amendment. His order vacated the rule entirely. There’s another case in the District of Columbia that’s also…

The Department of Education has temporarily widened the types of degree programs that qualify for the higher professional-student loan limits, adding fields like physician assistant, physical therapy, occupational therapy, audiology, and several advanced nursing degrees while the agency’s narrower rule is paused in court.In Electronic Announcement GENERAL-26-42, posted June 29, ED published an updated list of Classification of Instructional Programs (CIP) codes that schools must treat as professional degree programs for federal loan limit purposes. The list now covers 29 six-digit CIP codes, well beyond the 11 fields ED originally named in its Reimagining and Improving Student Education (RISE) final…

The country’s two largest faculty unions are fighting three-year degrees as Massachusetts, Virginia and Ohio race to build them — even though the four-year norm was arbitrary to begin with. The two largest faculty unions in the country are drawing a line against three-year bachelor’s degrees, just as more states moves to make them real.The American Association of University Professors (AAUP) and the American Federation of Teachers (AFT) issued a joint statement opposing accelerated degrees after Massachusetts approved its first pilot programs. The pushback lands the same week Virginia and Ohio announced a partnership to design their own shorter pathways.It…

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. June 30, 2026 Agencies release list of distressed or underserved nonmetropolitan middle-income geographies Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency For release at 10:00 a.m. EDT Federal bank regulatory agencies today released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit. Under the CRA, the agencies assess a bank’s record of…

Can you buy your college aged child a house to live in for college using a 529 plan?This question is about qualifying 529 plan expenses. Buying a condo or house near campus is a popular move for parents who want to save on dorm costs and maybe turn a profit when they sell after graduation. The logic seems airtight: a 529 plan can pay for room and board, and housing is room and board, so why not let the account cover the mortgage? The short answer is maybe.The longer answer is that you can use 529 money toward housing in…

High-yield savings account rates have held steady, with some banks even increasing their rates, to start June.As of June 29, 2026, some online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually limited by deposit size. This is still much better than the average of 0.38% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today — and what…

Key PointsThe U.S. Department of Education finalized a rule that ties federal student aid to graduate earnings.Undergraduate programs must show graduates earn more than a typical high school diploma holder, and graduate programs must beat the typical bachelor’s degree holder.Programs that fail the earnings test in two of three consecutive years lose access to federal Direct Loans, and institutions where these “low-earning outcome programs” dominate enrollment can lose Pell Grant eligibility too. The U.S. Department of Education announced a final rule that will, for the first time, strip federal student loan eligibility from college and career programs whose graduates fail…

There’s a version of financial planning that physicians are pretty good at. Retirement accounts, real estate, tax-advantaged savings. We research it, we optimize it, we talk about it at conferences. Disability insurance is not that thing. Not because physicians don’t understand the stakes. We do, better than most. We see what happens when someone can’t work. But this particular task has a quality that makes it easy to defer indefinitely: we know we have something, so we don’t feel the pressure to understand exactly what that something is. That gap between “I have coverage” and “I know what my coverage…