Author: administración

Key PointsLawmakers, led by Sen. Elizabeth Warren, say the U.S. Department of Education is blocking access to student loan servicer performance data.Updated metrics (including call wait times, abandonment rates, and customer satisfaction scores) have not been released beyond 2024.At the same time, federal borrowing limits and regulatory shifts could push more families toward private student loans, which typically offer fewer consumer protections than federal loans. Senators Elizabeth Warren and Jeff Merkley accused the U.S. Department of Education of obstructing congressional oversight of federal student loan servicers. In a letter to Education Secretary Linda McMahon (PDF File), the senators wrote that the…

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Student loan refinance rates have held steady over the last week. As of February 19, 2026, student loan refinance lenders are offering fixed rates as low as 3.69% APR and variable rates starting as low as 3.99% APR, depending on credit profile, loan type, income, and repayment term.For borrowers with private student loans especially, refinancing to lower your interest rate can save you thousands of dollars over the life of the loan.💰 Today’s Best Student Loan Refinance Rates At a GlanceHere are the best student loan refinance rates today: Lender Fixed APR Variable APR Credible3.99% – 10.15%3.69% – 11.11% ELFI4.88% -…

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Ever since the iPhone X ditched the Home button, navigating on iPhone has meant mastering swipe gestures. But if you’re missing the simplicity of tap-based controls, there’s a helpful workaround built into your iPhone. Here’s how to set up a navigation bar-style option. Why Get Navigation Buttons on iPhone Unlike many Android phones, newer iPhones don’t have on-screen navigation buttons. Earlier iPhone models used to have a physical Home button, a detail that many longtime Apple users are nostalgic about. For users switching from Android to iOS, the change feels even less intuitive (that’s not to say Android lacks gesture…

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Key PointsThe U.S. Justice Department has sued Harvard University, alleging the school failed to provide detailed admissions data requested in a federal civil rights investigation.The lawsuit does not accuse Harvard of new racial discrimination. Instead, it seeks a court order compelling the university to turn over applicant-level data and related documents.The dispute follows the Supreme Court’s 2023 decision in Students for Fair Admissions v. President and Fellows of Harvard College, which barred the consideration of race in college admissions under Title VI. The U.S. Department of Justice has filed a lawsuit against Harvard University, arguing that the university has unlawfully…

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Front-loading of financial aid like grants and scholarships is a form of bait-and-switch, where a college gives a better financial aid offer to freshmen than to sophomores, juniors and seniors.When a college practices front-loading of financial aid, the average grant per recipient decreases after the first year and/or the percentage of students receiving grants decreases.This means students get smaller grants and/or fewer students get grants. Even if a college keeps the grants unchanged, the net price will increase as college costs increase.Front-loading of grants causes the mix of grants vs. loans to become less favorable after the freshman year. The…

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