Author: administración
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of April 22, 2026, the best 12-month CD rates reach up to 4.15% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.53%, according to the FDIC. Over the last several weeks, many banks and credit unions have been raising their 12-month CD rate.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are…
The move, which could open up medical research on cannabis as well as banking services for growers, follows an executive order to reclassify the substance in December.
There are a lot of things wealth is good for, but one of the most underrated benefits is being able to buy peace and quiet. As I was sitting in the hot tub with my two children at Everline Resort in Lake Tahoe, I couldn’t help but feel a little frazzled by all the noise. There was a group of five senior citizens talking at the top of their lungs, almost like they were screaming. Then there were six kids jumping into the hot tub and splashing around. And of course, my own two kids were doing their thing as…
High school seniors heading to public four-year colleges this fall could graduate with more than $43,000 in student loans, according to a new NerdWallet analysis of National Center for Education Statistics data.Why It Matters: The projection lands as federal repayment plans change on July 1, the SAVE plan ends, and AI pressure on entry-level jobs pushes more students to question whether a bachelor’s degree still pencils out.The Big Number: A student starting at an in-state public university in fall 2026 and taking five years to earn a bachelor’s degree could borrow an estimated $43,500 to cover costs, per NerdWallet. The five-year timeline…
Six suspected Nigerian coup plotters plead not guilty as court adjourns trial
Apple’s future rests on this massive pivot.
Traders place $430 million bet on lower oil price before Trump ceasefire extension
Iran is among the very few countries in the Middle East that are still loading crude oil onto tankers for export, but that doesn’t mean the oil is getting through the Strait of Hormuz, according to data intelligence firm Kpler.
Key PointsThe Repayment Assistance Plan (RAP) is the newest income-driven repayment plan, and will be the only IDR option for borrowers who take out a loan after July 1, 2026.Monthly payments run from 1% to 10% of adjusted gross income, with a $10 minimum. Each eligible dependent reduces the payment by $50. Any remaining balance is forgiven after 360 qualifying payments over at least 30 years.RAP waives unpaid interest on full, on-time payments and adds a matching principal payment when your reduction falls short of $50. The number of federal student loan repayment plans is shrinking. Starting July 1, 2026,…
US investors crave predictability after Orban’s overnight law changes