Author: administración

I started out using Claude Code as my main coding assistant, and it checks a lot of boxes. It runs locally, reads your files directly, and integrates with your Git setup. It also supports a massive context window and even experimental features like agent-based workflows for large refactors. But it also uses a lot of tokens. In one of my tests, it burned through roughly four times more tokens than Codex for a similar frontend task. On a $20 per month plan, that adds up quickly. You can hit limits much faster than expected, especially if you are working continuously.…

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High-yield savings account rates have basically held steady this month, despite some major banks dropping their rates (they weren’t market leaders anyway). As of March 30, 2026, leading online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually limited. This is still much better than the average of 0.39% APY, according to the FDIC.Banks and credit unions are constantly adjusting their annual percentage yields (APYs) as markets react to Federal Reserve policy and inflation data, so staying up to date can make a real difference. Here’s where the best savings rates stand today —…

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Key PointsNearly 60 colleges and universities across the U.S. are now developing or offering three-year bachelor’s degree programs that require roughly 90 credits instead of the traditional 120.Every major regional accreditor has now reversed opposition to shortened degrees.Most programs target professional fields like criminal justice, cybersecurity, and pre-physical therapy, and many are aimed at adult learners. The 120-credit bachelor’s degree has been the American standard for more than a century. That’s changing fast. Nearly 60 colleges and universities are now developing or offering three-year degree programs that trim the typical credit requirement down to about 90 hours — eliminating most…

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In a previous post, I debated whether it’s better to buy a home with a bigger lot or an amazing view. One key point was that unlike increasing livable square footage, it’s nearly impossible to create or improve a view. Sure, you could add a level to peek over surrounding houses. But building a 1,000-square-foot new level in San Francisco costs $1+ million and takes over two years – if you can even get it permitted. Who has the money, time, or patience for that? And while you’re at it, you’d probably need to relocate and pay sky-high rent. And let’s be real:…

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A couple days ago, we had some parents from the neighborhood over for dinner. At some point the conversation shifted to what it cost to fill up their cars that week, and everyone had a number. $95. $110. One guy said he’d just paid over $6.00 a gallon in Orange County. The table got quiet for a second. I drive electric, so I don’t feel it at the pump the same way. But I felt it in a different way, because I’ve been paying attention to what’s driving those prices, and it’s bigger than most people realize. Here’s the short…

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College applications present students with a challenging and time-consuming project — perhaps the largest they have faced in their lives. As a parent, you can help your child manage the process, but you can also hurt their chances if you make the wrong moves.Here’s a collection of college application secrets that can help you craft the ideal college list, get your child into schools they love, and choose one that you’ll be able to afford. Would you like to save this?We’ll email this article to you, so you can come back to it later! I agree to be sent email.…

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