Author: administración

While blocking someone on WhatsApp is simple, the process usually requires opening the chat first. If you don’t want to open someone’s message before you block them, things get a little complicated depending on who sent the message. This guide lists the most reliable ways to block someone on WhatsApp without opening their message. Why Do You Need to Block a Sender Without Opening the Message? Blocking on WhatsApp without opening the chat isn’t just about saving a step – it’s often a necessary security measure. Malware is common on WhatsApp, and revealing read receipts to unknown senders is detrimental…

Read More

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of February 4, 2026, the best 12-month CD rates reach up to 4.10% APY (annual percentage yield), with many banks and credit unions still offering yields far above the national average of 1.61%, according to the FDIC. However, over the last week we saw several major banks drop their 12-month CD rate.Now might be the best time to lock in a guaranteed rate. If you’re looking to earn a predictable return over the next year, these are the best…

Read More

One of the reasons I’ve been a long-time fan and affiliate partner of Fundrise is its willingness to innovate. Since its founding in 2012, shortly after the JOBS Act opened private real estate investing to retail investors, Fundrise has consistently looked for ways to democratize access to institutional-quality investments. From launching diversified real estate funds like its Heartland and Income funds, to expanding into venture capital through the Innovation Fund, Fundrise has steadily pushed into areas that were once reserved for large institutions and ultra-high-net-worth individuals. So when I received an email from Fundrise announcing its plans to list the…

Read More

Key PointsStudent loan debt is delaying homeownership and other milestones for nearly one in three borrowers, with even higher impacts on Gen Z and Millennials.Financial and emotional strain remains widespread, with most borrowers reporting anxiety, stress, or feeling overwhelmed by their finances.Fidelity’s research suggests employer-sponsored student debt benefits can materially improve retirement readiness and employee retention. Student loan debt continues to influence Americans’ financial lives, often forcing difficult tradeoffs between paying down student loans and investing for the future. A new survey from Fidelity Investments finds that borrowers are delaying homeownership, struggling with stress, and falling behind on retirement savings…

Read More