‘I still have a mortgage’: I’m no longer confident that my costs will actually fall in retirement. What can I do? Personal Finance January 20, 2026 “I think my withdrawals from my 401(k) and IRA may need to be larger than my current take-home pay.”
‘I have no mortgage’: Is it reckless to cancel my homeowner’s insurance? I can’t justify $4K a year anymore. Personal Finance January 17, 2026 “My deductible is $5,000.”
