Quick SummaryThe primary product is a Junior Roth IRA, which allows you to save in a tax-advantaged 529 and eventually roll it over into a Roth IRA.Sidecar…

Student loan refinance rates have held continued to hold as the Fed has held interest rates steady. As of July 23, 2026, student loan refinance lenders are…

Key PointsA new analysis of more than 400,000 voters from the Cooperative Election Study (2016–2025) identifies a distinct and growing cluster of Americans: people with graduate degrees…

Certificates of deposit (CDs) have seen rates rising even more, despite major banks lowering the rates on theri savings accounts. As of July 22, 2026, the best 12-month…

Key PointsIn the first year of eligibility, 150 young adults directed $349,550 from their accounts to 70 trade schools, colleges, and universitiesRoughly 64% of those expected to…

Student loan rates have are getting even more competitive as peak back to school season starts. As of July 21, 2026, private student loan lenders are offering…

Dollar-cost averaging is a simple but effective strategy for addressing stock market volatility. Instead of trying to time the market with a large lump-sum investment, it invests…

by HopeIt’s been 20 years, almost to the day, since I left the corporate world. And while I’ve forayed back into it a couple of brief stints,…